# FirstMobile App vs Chipper Cash

The clearest difference is review sentiment: Chipper Cash at 59% against FirstMobile App's 15%. Chipper Cash also leads on rating (4.3 vs 3.1) and update cadence (every 10 days vs every 2 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Chipper Cash holds the better App Store score, 4.3 against 3.1. That said, the two scores are not equally well evidenced: Chipper Cash has 15K ratings behind it against 2K, so its average is the more settled of the two. Written reviews point the same way: 15% of FirstMobile App's written reviews are positive against 59% of Chipper Cash's.

FirstMobile App ships an update every 2 months, Chipper Cash every 10 days. The most recent releases landed on October 16, 2026 and October 18, 2026 respectively.

## The numbers

| Metric | FirstMobile App | Chipper Cash |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (2K ratings)](https://appshunter.io/ios/app/firstmobile-app/id1039809331/reviews) | **[4.3 (15K ratings)](https://appshunter.io/ios/app/chipper-cash/id1353631552/reviews)** |
| Number of ratings | 2K | **15K** |
| Positive reviews | 14.9% of reviews | **58.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 10 days** |
| Monetization | Free | Free |
| Size | 119 MB | 166 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) | [Critical Ideas, Inc.](https://appshunter.io/developer/871993566) |

## What reviewers say

### FirstMobile App

[App page](https://appshunter.io/ios/app/firstmobile-app/id1039809331)

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

**Highlights:** Financial transactions, Non-financial transactions, DIY enrollment, Open new accounts, Register existing accounts, Digital banking experience

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent features
- 👍 Easy to navigate
- 👍 Secure
- 👍 Reliable
- 👍 Convenient

**What reviewers complain about**

- 🐛 Frequent crashes
- 🐛 Freezing issues
- 🐛 Slow performance
- 🐛 Network connection problems
- 🐛 Buggy after updates

**Reported bugs**

- Unable to log in after update
- Blank screen when selecting account to debit
- Inconsistent behavior on different devices
- OTP not received during login
- Virtual card services not working properly

**Requested features**

- Add Face ID/fingerprint login
- Introduce theme options (dark/light mode)
- Improve account statement history
- Enable e-statement generation
- Add bulk transfer functionality


### Chipper Cash

[App page](https://appshunter.io/ios/app/chipper-cash/id1353631552)

Send and receive money instantly and for free across town or across Africa. This app facilitates fast, fee-free local transfers and offers competitive rates for cross-border transactions. It also allows for discounted airtime purchases and bill payments.

**Highlights:** Free local money transfers, Low cross-border rates, Buy discounted airtime with cashback, Instant, fee-free bill payments, Refer friends to earn cash, Send and receive money instantly

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast and reliable transactions
- 💰 Cashback and bonuses
- 🔒 Secure platform
- 💳 Convenient virtual card

**What reviewers complain about**

- 🐛 Occasional app crashes
- ⏰ Delayed transaction processing
- 🔒 Verification issues
- 💸 Unexpected account locks
- 🤖 Poor customer service response

**Reported bugs**

- Login screen freezes
- Virtual card issues
- Inconsistent app performance

**Requested features**

- Improved transaction history details
- Add physical card option
- Expand to more countries
- Introduce fixed savings accounts
- Allow cryptocurrency withdrawals


## Frequently asked questions

### Is FirstMobile App free?

FirstMobile App is free to download, with no in-app purchases.

### Is Chipper Cash free?

Chipper Cash is free to download, with no in-app purchases.

### Which has better reviews, FirstMobile App or Chipper Cash?

Chipper Cash is rated higher. FirstMobile App averages 3.1 out of 5 from 2K ratings, while Chipper Cash averages 4.3 from 15K ratings.

### Do FirstMobile App or Chipper Cash have ads?

Neither FirstMobile App nor Chipper Cash shows ads.

### Which is updated more often, FirstMobile App or Chipper Cash?

FirstMobile App ships an update every 2 months, and Chipper Cash every 10 days. Most recently, FirstMobile App was updated on October 16, 2026 and Chipper Cash on October 18, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*