# FirstMobile App vs Sterling OneBank

The clearest difference is review sentiment: Sterling OneBank at 37% against FirstMobile App's 15%. Sterling OneBank also leads on rating (3.3 vs 3.1) and update cadence (every 3 weeks vs every 2 months). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sterling OneBank holds the better App Store score, 3.3 against 3.1. Both are backed by a comparable volume of ratings — 2K and 974 respectively. Written reviews point the same way: 15% of FirstMobile App's written reviews are positive against 37% of Sterling OneBank's.

FirstMobile App ships an update every 2 months, Sterling OneBank every 3 weeks. The most recent releases landed on October 29, 2026 and October 28, 2026 respectively.

## The numbers

| Metric | FirstMobile App | Sterling OneBank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (2K ratings)](https://appshunter.io/ios/app/firstmobile-app/id1039809331/reviews) | **[3.3 (974 ratings)](https://appshunter.io/ios/app/sterling-onebank/id1489139430/reviews)** |
| Number of ratings | **2K** | 974 |
| Positive reviews | 14.9% of reviews | **36.7% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 119 MB | 178 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) | [Sterling Bank Plc](https://appshunter.io/developer/904621992) |

## What reviewers say

### FirstMobile App

[App page](https://appshunter.io/ios/app/firstmobile-app/id1039809331)

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

**Highlights:** Financial transactions, Non-financial transactions, DIY enrollment, Open new accounts, Register existing accounts, Digital banking experience

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent features
- 👍 Easy to navigate
- 👍 Secure
- 👍 Reliable
- 👍 Convenient

**What reviewers complain about**

- 🐛 Frequent crashes
- 🐛 Freezing issues
- 🐛 Slow performance
- 🐛 Network connection problems
- 🐛 Buggy after updates

**Reported bugs**

- Unable to log in after update
- Blank screen when selecting account to debit
- Inconsistent behavior on different devices
- OTP not received during login
- Virtual card services not working properly

**Requested features**

- Add Face ID/fingerprint login
- Introduce theme options (dark/light mode)
- Improve account statement history
- Enable e-statement generation
- Add bulk transfer functionality


### Sterling OneBank

[App page](https://appshunter.io/ios/app/sterling-onebank/id1489139430)

This digital banking app allows users to open accounts instantly, manage money, pay bills, and access loans and investments. It offers a stylish interface, seamless onboarding, and robust security features for a convenient banking experience.

**Highlights:** Instant account opening, Send and receive money, Bill payments, Airtime and data top-up, Investments and loans, Virtual and debit cards, Budgeting tools

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 User-friendly interface
- 🚀 Fast and reliable
- 💫 Excellent customer service
- 🔒 Secure banking experience
- 💯 Seamless transactions

**What reviewers complain about**

- 🐛 Frequent app crashes
- ⚠️ Login issues
- 💸 Failed transactions with no refunds
- 🕰️ Slow response times
- 🤔 Confusing app updates

**Reported bugs**

- Account locking issues
- Transfer option not working
- Inability to upload documents
- App crashing on certain devices
- Delayed transaction processing

**Requested features**

- Transaction history logs
- Savings account options
- Dark mode support
- Improved in-app notifications
- Live chat support


## Frequently asked questions

### Is FirstMobile App free?

FirstMobile App is free to download, with no in-app purchases.

### Is Sterling OneBank free?

Sterling OneBank is free to download, with no in-app purchases.

### Which has better reviews, FirstMobile App or Sterling OneBank?

Sterling OneBank is rated higher. FirstMobile App averages 3.1 out of 5 from 2K ratings, while Sterling OneBank averages 3.3 from 974 ratings.

### Do FirstMobile App or Sterling OneBank have ads?

Neither FirstMobile App nor Sterling OneBank shows ads.

### Which is updated more often, FirstMobile App or Sterling OneBank?

FirstMobile App ships an update every 2 months, and Sterling OneBank every 3 weeks. Most recently, FirstMobile App was updated on October 29, 2026 and Sterling OneBank on October 28, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*