# FirstMobile App vs OPay Business

The clearest difference is rating: OPay Business at 3.6 against FirstMobile App's 3.1. OPay Business also leads on update cadence (every 2 weeks vs every 2 months) and chart position (#132 vs unranked). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

OPay Business holds the better App Store score, 3.6 against 3.1. Both are backed by a comparable volume of ratings — 2K and 857 respectively. Written reviews point the same way: 15% of FirstMobile App's written reviews are positive against 22% of OPay Business's.

FirstMobile App ships an update every 2 months, OPay Business every 2 weeks. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | FirstMobile App | OPay Business |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.1 (2K ratings)](https://appshunter.io/ios/app/firstmobile-app/id1039809331/reviews) | **[3.6 (857 ratings)](https://appshunter.io/ios/app/opay-business/id6467380679/reviews)** |
| Number of ratings | **2K** | 857 |
| Positive reviews | 14.9% of reviews | **21.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | Free | Free |
| Best chart rank | — | **#132** |
| Size | 119 MB | 105 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) | [OPay Digital Services Pte.Ltd.](https://appshunter.io/developer/1699757184) |

## What reviewers say

### FirstMobile App

[App page](https://appshunter.io/ios/app/firstmobile-app/id1039809331)

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

**Highlights:** Financial transactions, Non-financial transactions, DIY enrollment, Open new accounts, Register existing accounts, Digital banking experience

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent features
- 👍 Easy to navigate
- 👍 Secure
- 👍 Reliable
- 👍 Convenient

**What reviewers complain about**

- 🐛 Frequent crashes
- 🐛 Freezing issues
- 🐛 Slow performance
- 🐛 Network connection problems
- 🐛 Buggy after updates

**Reported bugs**

- Unable to log in after update
- Blank screen when selecting account to debit
- Inconsistent behavior on different devices
- OTP not received during login
- Virtual card services not working properly

**Requested features**

- Add Face ID/fingerprint login
- Introduce theme options (dark/light mode)
- Improve account statement history
- Enable e-statement generation
- Add bulk transfer functionality


### OPay Business

[App page](https://appshunter.io/ios/app/opay-business/id6467380679)

**Currently charting:** #132 Top Free · Finance (US App Store)

This app helps businesses manage payments, employees, and bills. It offers various collection methods, POS management, and access to over 200 billers for airtime, data, and utilities. Take your business to the next level with secure, profitable, and efficient financial services.

**Highlights:** Omnichannel payment collection, Employee and store management, POS application and management, Downloadable statements and reports, Access to 200+ billers, Unique account for transfers

**Features:** macOS Compatibility

**In-app purchases:** none

**What reviewers like**

- 👍 Good app functionality overall
- 💡 Bill payment feature requested and appreciated

**What reviewers complain about**

- 🐛 Missing loan icon in updated version
- 🐛 Transaction history not displaying properly
- 🐛 Sub-account creation failing on iPhone
- 🐛 Sub-account withdrawal not working on iPhone
- 🐛 Business account transfer features removed for Apple users

**Reported bugs**

- Loan icon missing from updated app
- Transaction history not showing previous transactions
- Sub-account creation failing on iPhone
- Sub-account withdrawal not working on iPhone
- Business account transfer features unavailable for iOS users

**Requested features**

- Restore loan icon functionality
- Display complete transaction history with totals
- Add bill payment capability
- Restore airtime and data purchase functionality
- Restore electricity bill payment


## Frequently asked questions

### Is FirstMobile App free?

FirstMobile App is free to download, with no in-app purchases.

### Is OPay Business free?

OPay Business is free to download, with no in-app purchases.

### Which has better reviews, FirstMobile App or OPay Business?

OPay Business is rated higher. FirstMobile App averages 3.1 out of 5 from 2K ratings, while OPay Business averages 3.6 from 857 ratings.

### Do FirstMobile App or OPay Business have ads?

Neither FirstMobile App nor OPay Business shows ads.

### Which is updated more often, FirstMobile App or OPay Business?

FirstMobile App ships an update every 2 months, and OPay Business every 2 weeks. Most recently, FirstMobile App was updated on November 1, 2026 and OPay Business on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*