# FirstMobile App vs EndowPay

The clearest difference is ratings volume: FirstMobile App at 2K against EndowPay's 2. EndowPay's advantage is update cadence (every 11 days vs every 2 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 3.1 for FirstMobile App against 3.0 for EndowPay. That said, the two scores are not equally well evidenced: FirstMobile App has 2K ratings behind it against 2, so its average is the more settled of the two.

FirstMobile App ships an update every 2 months, EndowPay every 11 days. The most recent releases landed on October 14, 2026 and October 6, 2026 respectively.

## The numbers

| Metric | FirstMobile App | EndowPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.1 (2K ratings)](https://appshunter.io/ios/app/firstmobile-app/id1039809331/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/endowpay/id6753772231/reviews) |
| Number of ratings | **2K** | 2 |
| Positive reviews | 14.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 11 days** |
| Monetization | Free | Free |
| Size | 119 MB | 57 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [First Bank of Nigeria Limited](https://appshunter.io/developer/969048464) | [EndowPay](https://appshunter.io/developer/1844938467) |

## What reviewers say

### FirstMobile App

[App page](https://appshunter.io/ios/app/firstmobile-app/id1039809331)

This official mobile banking app offers convenient access to financial and non-financial transactions for account holders. It features a DIY enrollment process, allowing new customers to open accounts and existing customers to register without visiting a branch.

**Highlights:** Financial transactions, Non-financial transactions, DIY enrollment, Open new accounts, Register existing accounts, Digital banking experience

**In-app purchases:** none

**What reviewers like**

- 👍 Excellent features
- 👍 Easy to navigate
- 👍 Secure
- 👍 Reliable
- 👍 Convenient

**What reviewers complain about**

- 🐛 Frequent crashes
- 🐛 Freezing issues
- 🐛 Slow performance
- 🐛 Network connection problems
- 🐛 Buggy after updates

**Reported bugs**

- Unable to log in after update
- Blank screen when selecting account to debit
- Inconsistent behavior on different devices
- OTP not received during login
- Virtual card services not working properly

**Requested features**

- Add Face ID/fingerprint login
- Introduce theme options (dark/light mode)
- Improve account statement history
- Enable e-statement generation
- Add bulk transfer functionality


### EndowPay

[App page](https://appshunter.io/ios/app/endowpay/id6753772231)

This app simplifies daily financial transactions, allowing users to manage payments, bills, and gift cards from a single platform. It offers instant mobile top-ups, bill payments, and secure gift card management for convenience.

**Highlights:** Instant airtime and mobile data top-ups, Hassle-free electricity and cable TV bill payments, Secure betting account funding, Easy gift card sending and redemption, Single app for transport payments

**In-app purchases:** none


## Frequently asked questions

### Is FirstMobile App free?

FirstMobile App is free to download, with no in-app purchases.

### Is EndowPay free?

EndowPay is free to download, with no in-app purchases.

### Which has better reviews, FirstMobile App or EndowPay?

FirstMobile App is rated higher. FirstMobile App averages 3.1 out of 5 from 2K ratings, while EndowPay averages 3.0 from 2 ratings.

### Do FirstMobile App or EndowPay have ads?

Neither FirstMobile App nor EndowPay shows ads.

### Which is updated more often, FirstMobile App or EndowPay?

FirstMobile App ships an update every 2 months, and EndowPay every 11 days. Most recently, FirstMobile App was updated on October 14, 2026 and EndowPay on October 6, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*