# Privacy.com vs ShearFlow

The clearest difference is review sentiment: ShearFlow at 100% against Privacy.com's 39%. ShearFlow also leads on rating (5.0 vs 4.5). Privacy.com's advantage is in-app purchases (none vs 1) and ratings volume (7.2K vs 8). On price, update cadence, ads and iOS requirement there is nothing between them.

Both are free to download. ShearFlow sells 1 in-app purchase, starting at $14.99 per month. Privacy.com asks for nothing beyond the download.

ShearFlow holds the better App Store score, 5.0 against 4.5. That said, the two scores are not equally well evidenced: Privacy.com has 7.2K ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 39% of Privacy.com's written reviews are positive against 100% of ShearFlow's.

Privacy.com ships an update every 4 weeks, ShearFlow every 2 weeks. The most recent releases landed on November 6, 2026 and November 4, 2026 respectively.

## The numbers

| Metric | Privacy.com | ShearFlow |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (7.2K ratings)](https://appshunter.io/ios/app/privacycom-virtual-cards/id1040298266/reviews) | **[5.0 (8 ratings)](https://appshunter.io/ios/app/shearflow/id6740042874/reviews)** |
| Number of ratings | **7.2K** | 8 |
| Positive reviews | 39.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 2 weeks** |
| Monetization | **Free** | Freemium |
| Size | 55 MB | 50 MB |
| Requires iOS | **15.1** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Pay With Privacy, Inc.](https://appshunter.io/developer/1040298265) | [Costa Tech Solutions LLC](https://appshunter.io/developer/1788112396) |

## What reviewers say

### Privacy.com

[App page](https://appshunter.io/ios/app/privacycom-virtual-cards/id1040298266)

Protect your online payments by masking your debit card or bank account number. Create merchant-locked or one-time-use virtual cards with customizable spending limits to prevent overcharging and block hidden fees. Receive real-time transaction notifications and easily manage your cards.

**Highlights:** Masks card numbers for security, Merchant-locked cards, One-time-use cards, Customizable spending limits, Real-time transaction monitoring, Pause, unpause, and close cards

**Features:** macOS Compatibility, Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent protection
- 🔒 Total control
- 👍 Incredible
- 🔒 Essential app
- 👍 Happy user for YEARS

**What reviewers complain about**

- 🐛 Great service, HORRIBLE new app
- 🐛 DISAPPOINTED THEY DONT BLOCK THEFT LIKE THEY CLAIM
- 🐛 New UI and other irritations
- 🐛 Card Not Supported
- 🐛 Disabled my account

**Reported bugs**

- Half of the time I cannot open the app after it was closed as FaceID is broken and disables keyboard entry
- Automatically pausing cards set up for annual payments
- Transactions being authorized multiple times on one-time use cards
- App crashing issues
- Compatibility issues with newer debit cards

**Requested features**

- Ability to search transactions by dollar amount
- Option to hide closed cards
- Ability to preload cards for budgeting
- Option to set cards back to no limit
- Landscape mode support


### ShearFlow

[App page](https://appshunter.io/ios/app/shearflow/id6740042874)

This app helps service professionals manage their schedules and finances. It offers flexible pricing support, income tracking, and customizable calendar views. An optional subscription unlocks unlimited appointments and advanced features.

**Highlights:** Daily and weekly calendar views, Income tracking and payment insights, Flexible pricing support, Add-ons and customizable pricing, Spanish and English language options, Unlimited appointments (with subscription)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| ShearFlow Plus | $14.99 | per month |


## Frequently asked questions

### Is Privacy.com free?

Privacy.com is free to download, with no in-app purchases.

### Is ShearFlow free?

ShearFlow is free to download, with in-app purchases available.

### Which has better reviews, Privacy.com or ShearFlow?

ShearFlow is rated higher. Privacy.com averages 4.5 out of 5 from 7.2K ratings, while ShearFlow averages 5.0 from 8 ratings.

### Do Privacy.com or ShearFlow have ads?

Neither Privacy.com nor ShearFlow shows ads.

### Which is updated more often, Privacy.com or ShearFlow?

Privacy.com ships an update every 4 weeks, and ShearFlow every 2 weeks. Most recently, Privacy.com was updated on November 6, 2026 and ShearFlow on November 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*