# Privacy.com vs Budget Silos

The clearest difference is review sentiment: Budget Silos at 100% against Privacy.com's 39%. Budget Silos also leads on update cadence (every 9 days vs every 4 weeks). Privacy.com's advantage is rating (4.5 vs 3.0) and in-app purchases (none vs 3). On price, ads, monetization model and device support there is nothing between them.

Both are free to download. Budget Silos sells 3 in-app purchases, starting at $1.99 per month. Privacy.com asks for nothing beyond the download.

Privacy.com holds the better App Store score, 4.5 against 3.0. That said, the two scores are not equally well evidenced: Privacy.com has 7.2K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 39% of Privacy.com's written reviews are positive against 100% of Budget Silos's, so the app with the better star average is not the one people write more warmly about.

Privacy.com ships an update every 4 weeks, Budget Silos every 9 days. Both last shipped on October 24, 2026.

## The numbers

| Metric | Privacy.com | Budget Silos |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.5 (7.2K ratings)](https://appshunter.io/ios/app/privacycom-virtual-cards/id1040298266/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/budget-silos/id6768791528/reviews) |
| Number of ratings | **7.2K** | 2 |
| Positive reviews | 39.0% of reviews | **100.0% of reviews** |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 4 weeks | **Every 9 days** |
| Monetization | Free with in-app purchases | Freemium |
| Size | 55 MB | 24 MB |
| Requires iOS | **15.1** | 26.4 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 17+ |
| Developer | [Pay With Privacy, Inc.](https://appshunter.io/developer/1040298265) | [Atech Operating LLC](https://appshunter.io/developer/1896604837) |

## What reviewers say

### Privacy.com

[App page](https://appshunter.io/ios/app/privacycom-virtual-cards/id1040298266)

Safeguard your online transactions by creating virtual payment cards. Protect your actual financial details from compromised cards, unexpected charges, and recurring subscription fees. Enjoy enhanced security and control over your spending with customizable limits and real-time monitoring.

**Highlights:** Create virtual payment cards, Merchant-locked cards, One-time-use cards, Customizable spending limits, Real-time transaction monitoring, Pause/unpause/close cards

**Features:** macOS Compatibility, Safari Extension, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent protection
- 🔒 Total control
- 👍 Incredible
- 🔒 Essential app
- 👍 Happy user for YEARS

**What reviewers complain about**

- 🐛 Great service, HORRIBLE new app
- 🐛 DISAPPOINTED THEY DONT BLOCK THEFT LIKE THEY CLAIM
- 🐛 New UI and other irritations
- 🐛 Card Not Supported
- 🐛 Disabled my account

**Reported bugs**

- Half of the time I cannot open the app after it was closed as FaceID is broken and disables keyboard entry
- Automatically pausing cards set up for annual payments
- Transactions being authorized multiple times on one-time use cards
- App crashing issues
- Compatibility issues with newer debit cards

**Requested features**

- Ability to search transactions by dollar amount
- Option to hide closed cards
- Ability to preload cards for budgeting
- Option to set cards back to no limit
- Landscape mode support


### Budget Silos

[App page](https://appshunter.io/ios/app/budget-silos/id6768791528)

This app offers a private and customizable budgeting experience without intrusive ads or data selling. It focuses on isolating cash flow for pure financial control on your own terms, providing a straightforward utility at an affordable price.

**Highlights:** Highly personalizable budgeting, Private financial control, Isolates cash flow, No data selling, No external ads, Affordable premium utility

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (3)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Starter Monthly | $1.99 | per month |
| Budget Silos Pro | $7.99 | per month |
| Budget Silos Pro | $59.99 | per year |


## Frequently asked questions

### Is Privacy.com free?

Privacy.com is free to download, with no in-app purchases.

### Is Budget Silos free?

Budget Silos is free to download, with in-app purchases available.

### Which has better reviews, Privacy.com or Budget Silos?

Privacy.com is rated higher. Privacy.com averages 4.5 out of 5 from 7.2K ratings, while Budget Silos averages 3.0 from 2 ratings.

### Do Privacy.com or Budget Silos have ads?

Neither Privacy.com nor Budget Silos shows ads.

### Which is updated more often, Privacy.com or Budget Silos?

Privacy.com ships an update every 4 weeks, and Budget Silos every 9 days. Most recently, Privacy.com was updated on October 24, 2026 and Budget Silos on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*