# Banco PagaTodo vs SmartAgent

The clearest difference is iOS requirement: SmartAgent at 12.0 against Banco PagaTodo's 15.8. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Banco PagaTodo ships an update monthly, SmartAgent every 6 weeks. The most recent releases landed on October 24, 2026 and October 26, 2026 respectively.

## The numbers

| Metric | Banco PagaTodo | SmartAgent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.3 (6 ratings)](https://appshunter.io/ios/app/banco-pagatodo/id1040556964/reviews)** | — |
| Number of ratings | **6** | — |
| Positive reviews | 42.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free | — |
| Size | 70 MB | 38 MB |
| Requires iOS | 15.8 | **12.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 17+ | 4+ |
| Developer | [PagaTodo Mobile SAPI de CV](https://appshunter.io/developer/564250824) | [Innovacion y Desarrollo en TI S.A. de C.V.](https://appshunter.io/developer/730971929) |

## What reviewers say

### Banco PagaTodo

[App page](https://appshunter.io/ios/app/banco-pagatodo/id1040556964)

Manage your personal finances with ease through this digital banking app. Perform transfers, pay bills, recharge your phone, and utilize innovative payment options. Access smart financial management tools to control spending, savings, and budgets.

**Highlights:** SPEI transfers, Service payments, Balance recharges, CoDi and DiMo options, Expense tracking, Savings management, Budgeting tools

**Features:** Vision Pro support

**In-app purchases:** none


### SmartAgent

[App page](https://appshunter.io/ios/app/smartagent/id1441551135)

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Banco PagaTodo free?

Banco PagaTodo is free to download, with no in-app purchases.

### Is SmartAgent free?

SmartAgent is free to download, with no in-app purchases.

### Do Banco PagaTodo or SmartAgent have ads?

Neither Banco PagaTodo nor SmartAgent shows ads.

### Which is updated more often, Banco PagaTodo or SmartAgent?

Banco PagaTodo ships an update monthly, and SmartAgent every 6 weeks. Most recently, Banco PagaTodo was updated on October 24, 2026 and SmartAgent on October 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*