# КД Життя mobile vs UNIVER

The clearest difference is update cadence: UNIVER at every 2 months against КД Життя mobile's every 4 months. КД Життя mobile's advantage is device support. On price, in-app purchases and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

КД Життя mobile ships an update every 4 months, UNIVER every 2 months. The most recent releases landed on October 2, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | КД Життя mobile | UNIVER |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 75.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | — |
| Update frequency | Every 4 months | **Every 2 months** |
| Monetization | Free | — |
| Size | 185 MB | 162 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | **iPhone, iPad, iPod** | — |
| Age rating | 4+ | 17+ |
| Developer | [Inssurance Company Kd Life, Prat](https://appshunter.io/developer/1041366969) | [UNIVER CAPITAL LLC](https://appshunter.io/developer/1760965173) |

## What reviewers say

### КД Життя mobile

[App page](https://appshunter.io/ios/app/mobile/id1041366970)

This financial app offers a suite of tools for managing life insurance policies. Calculate guaranteed sums, report claims, and connect with specialists. Find office locations easily.

**Highlights:** Calculate guaranteed insurance sums, Calculate endowment payout sums, Select insurance products, Report insurance cases, Contact company specialists, Find office locations on map

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### UNIVER

[App page](https://appshunter.io/ios/app/univer/id6605920391)

**In-app purchases:** none


## Frequently asked questions

### Is КД Життя mobile free?

КД Життя mobile is free to download, with no in-app purchases.

### Is UNIVER free?

UNIVER is free to download, with no in-app purchases.

### Which is updated more often, КД Життя mobile or UNIVER?

КД Життя mobile ships an update every 4 months, and UNIVER every 2 months. Most recently, КД Життя mobile was updated on October 2, 2026 and UNIVER on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*