# Expense Split vs Divvy

The clearest difference is rating: Expense Split at 4.7 against Divvy's 3.0. Expense Split also leads on review sentiment (33% vs 0%) and ratings volume (20 vs 2). Divvy's advantage is in-app purchases (none vs 4). On price, update cadence, ads and device support there is nothing between them.

Both are free to download. Expense Split sells 4 one-off in-app purchases. Divvy asks for nothing beyond the download.

Expense Split holds the better App Store score, 4.7 against 3.0. That said, the two scores are not equally well evidenced: Expense Split has 20 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 33% of Expense Split's written reviews are positive against 0% of Divvy's.

Both ship on a similar rhythm, roughly every 2 weeks. The most recent releases landed on September 24, 2026 and October 1, 2026 respectively.

## The numbers

| Metric | Expense Split | Divvy |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.7 (20 ratings)](https://appshunter.io/ios/app/expense-split-track-and-settle/id1041478586/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/divvy/id1662002655/reviews) |
| Number of ratings | **20** | 2 |
| Positive reviews | **33.3% of reviews** | 0.0% of reviews |
| In-app purchases | Yes | **No** |
| Ads | No | No |
| Update frequency | Every 2 weeks | Every 2 weeks |
| Monetization | Free with in-app purchases | **Free** |
| Size | 8 MB | 19 MB |
| Requires iOS | 16.6 | **16** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [S Ravi Shankar](https://appshunter.io/developer/516903373) | [Totus Labs ApS](https://appshunter.io/developer/836215787) |

## What reviewers say

### Expense Split

[App page](https://appshunter.io/ios/app/expense-split-track-and-settle/id1041478586)

Easily split shared expenses with friends, roommates, or travel companions. This tool automates calculations, handles custom splits, and provides clear balance breakdowns to simplify debt settlement without awkward conversations.

**Highlights:** Split bills in seconds, Customizable and smart splits, Intelligent expense suggestions, Organized group overviews, Real-time collaboration, Simplified debt settlement, Privacy-focused, no account needed

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Share Settle Up PDF | $0.99 | one-time |
| Export CSV | $1.99 | one-time |
| All Pro Features | $2.99 | one-time |
| All Premium Features | $2.99 | one-time |


### Divvy

[App page](https://appshunter.io/ios/app/divvy/id1662002655)

Easily share expenses with friends by creating groups and tracking who owes what. Supports multiple currencies and offers flexible repayment options for seamless settlement.

**Highlights:** Create and manage expense groups, Add expenses with multiple currencies, Automatic currency conversion, Calculate easiest repayment methods, Personalize groups with photos

**In-app purchases:** none


## Frequently asked questions

### Is Expense Split free?

Expense Split is free to download, with in-app purchases available.

### Is Divvy free?

Divvy is free to download, with no in-app purchases.

### Which has better reviews, Expense Split or Divvy?

Expense Split is rated higher. Expense Split averages 4.7 out of 5 from 20 ratings, while Divvy averages 3.0 from 2 ratings.

### Do Expense Split or Divvy have ads?

Neither Expense Split nor Divvy shows ads.

### Which is updated more often, Expense Split or Divvy?

Expense Split ships an update every 2 weeks, and Divvy every 2 weeks. Most recently, Expense Split was updated on September 24, 2026 and Divvy on October 1, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*