# Expense Split vs Cost Split Payments

Expense Split and Cost Split Payments both sit at 4.7 stars, but that hides the real split: 75% of Cost Split Payments's written reviews are positive against 33% of Expense Split's. On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Expense Split sells 4 one-off in-app purchases and Cost Split Payments sells 4 in-app purchases, starting at $4.99 per 7 days. Whichever you choose, the download price is not the number that matters.

On the App Store both sit at effectively the same score — 4.7 for Expense Split against 4.7 for Cost Split Payments. Both are backed by a comparable volume of ratings — 20 and 11 respectively. Written reviews are what separate them: 33% of Expense Split's written reviews are positive against 75% of Cost Split Payments's.

Expense Split ships an update every 2 weeks, Cost Split Payments fortnightly. The most recent releases landed on July 30, 2026 and September 11, 2026 respectively.

## The numbers

| Metric | Expense Split | Cost Split Payments |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.7 (20 ratings)](https://appshunter.io/ios/app/expense-split-track-and-settle/id1041478586/reviews) | [4.7 (11 ratings)](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436/reviews) |
| Number of ratings | **20** | 11 |
| Positive reviews | 33.3% of reviews | **75.0% of reviews** |
| In-app purchases | Yes | Yes |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Fortnightly** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 8 MB | 35 MB |
| Requires iOS | 16.6 | **16.0** |
| Devices | **iPhone, iPad, Apple Watch** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [S Ravi Shankar](https://appshunter.io/developer/516903373) | [Nadiia Martyniuk](https://appshunter.io/developer/1757187452) |

## What reviewers say

### Expense Split

[App page](https://appshunter.io/ios/app/expense-split-track-and-settle/id1041478586)

Easily split shared expenses with friends, roommates, or travel companions. This tool automates calculations, handles custom splits, and provides clear balance breakdowns to simplify debt settlement without awkward conversations.

**Highlights:** Split bills in seconds, Customizable and smart splits, Intelligent expense suggestions, Organized group overviews, Real-time collaboration, Simplified debt settlement, Privacy-focused, no account needed

**Features:** macOS Compatibility, Family Sharing, Apple Watch app, Vision Pro support

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Share Settle Up PDF | $0.99 | one-time |
| Export CSV | $1.99 | one-time |
| All Pro Features | $2.99 | one-time |
| All Premium Features | $2.99 | one-time |


### Cost Split Payments

[App page](https://appshunter.io/ios/app/cost-split-payments-settle-up/id6541750436)

Effortlessly manage shared expenses with friends, roommates, or travel buddies. This app automates calculations, tracks debts, and categorizes spending, making financial coordination simple and stress-free. Enjoy offline functionality for tracking expenses anytime, anywhere.

**Highlights:** Create and manage groups, Log expenses with details, Automatic expense calculations, Track and settle debts, Customizable expense categories, Offline expense tracking

**Features:** macOS Compatibility

**In-app purchases (4)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Weekly Plan | $4.99 | per 7 days |
| 6 Month | $8.99 | per 6 months |
| Yearly Plan | $17.99 | per year |
| 1 Month | $31.99 | per month |


## Frequently asked questions

### Is Expense Split free?

Expense Split is free to download, with in-app purchases available.

### Is Cost Split Payments free?

Cost Split Payments is free to download, with in-app purchases available.

### Which has better reviews, Expense Split or Cost Split Payments?

Expense Split and Cost Split Payments are both rated 4.7 out of 5 on the App Store, from 20 and 11 ratings respectively.

### Do Expense Split or Cost Split Payments have ads?

Neither Expense Split nor Cost Split Payments shows ads.

### Which is updated more often, Expense Split or Cost Split Payments?

Expense Split ships an update every 2 weeks, and Cost Split Payments fortnightly. Most recently, Expense Split was updated on July 30, 2026 and Cost Split Payments on September 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*