# Bottomline PTX Auth vs Bilt Rewards

The clearest difference is review sentiment: Bilt Rewards at 36% against Bottomline PTX Auth's 0%. Bilt Rewards also leads on update cadence (every 2 days vs every 12 months) and chart position (#55 vs unranked). Bottomline PTX Auth's advantage is ads (none vs shown) and monetization model (free vs free with in-app purchases). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bottomline PTX Auth ships an update every 12 months, Bilt Rewards every 2 days. The most recent releases landed on October 9, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | Bottomline PTX Auth | Bilt Rewards |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[4.8 (235K ratings)](https://appshunter.io/ios/app/bilt-rewards/id1565576987/reviews)** |
| Number of ratings | — | **235K** |
| Positive reviews | 0.0% of reviews | **36.4% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 12 months | **Every 2 days** |
| Monetization | **Free** | Free with in-app purchases |
| Best chart rank | — | **#55** |
| Size | 29 MB | 212 MB |
| Requires iOS | **15.6** | 16.6 |
| Devices | **iPhone, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Bottomline Technologies](https://appshunter.io/developer/528699510) | [Bilt Technologies, Inc.](https://appshunter.io/developer/1565576989) |

## What reviewers say

### Bottomline PTX Auth

[App page](https://appshunter.io/ios/app/bottomline-ptx-auth/id1041981602)

This app provides an extra layer of security for business payment processing. It generates one-time codes for logging in and authorizing transactions, enhancing the safety of your financial operations.

**Highlights:** Multi-Factor Authentication, One-time code generation, Offline code availability, Support for multiple accounts, Enhanced payment security

**Features:** macOS Compatibility

**In-app purchases:** none


### Bilt Rewards

[App page](https://appshunter.io/ios/app/bilt-rewards/id1565576987)

**Currently charting:** #55 Top Free · Finance (US App Store)

Turn your largest monthly expense, rent, into valuable rewards. Earn points on rent payments, build credit history, and unlock exclusive benefits at local businesses. Redeem points for travel, future rent, or even a down payment on a home.

**Highlights:** Earn rewards on rent payments, Build credit history by reporting rent, Unlock exclusive Neighborhood Benefits, Redeem points for travel and rent, Save points for a home down payment, Earn Elite Status for more benefits

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy to use app
- 💡 Earn points on rent payments
- 👍 Great rewards program
- 🚀 Streamlined functionality
- 👍 Convenient rent payment options

**What reviewers complain about**

- 🐛 Unreliable payment processing
- 🔒 Security concerns and fraud issues
- 👎 Confusing and cluttered app interface
- 👎 Poor customer support experience
- 🐛 Bugs and technical issues

**Reported bugs**

- Rent payments not properly credited
- Accounts being hacked and fraudulent charges
- App crashes and login issues
- Incorrect information displayed in the app

**Requested features**

- Improved integration with banking/payment accounts
- More transparency and control over rent payments
- Enhanced security measures
- Simplified and streamlined app design
- Better customer support and communication channels


## Frequently asked questions

### Is Bottomline PTX Auth free?

Bottomline PTX Auth is free to download, with no in-app purchases.

### Is Bilt Rewards free?

Bilt Rewards is free to download, with no in-app purchases.

### Do Bottomline PTX Auth or Bilt Rewards have ads?

Bilt Rewards shows ads; Bottomline PTX Auth does not.

### Which is updated more often, Bottomline PTX Auth or Bilt Rewards?

Bottomline PTX Auth ships an update every 12 months, and Bilt Rewards every 2 days. Most recently, Bottomline PTX Auth was updated on October 9, 2026 and Bilt Rewards on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*