# Bottomline PTX Auth vs SplitMate AI

The clearest difference is ads: Bottomline PTX Auth at none against SplitMate AI's shown. SplitMate AI's advantage is update cadence (fortnightly vs every 12 months). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Bottomline PTX Auth ships an update every 12 months, SplitMate AI fortnightly. The most recent releases landed on September 23, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | Bottomline PTX Auth | SplitMate AI |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 0.0% of reviews | — |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 12 months | **Fortnightly** |
| Monetization | Free | — |
| Size | 29 MB | 39 MB |
| Requires iOS | 15.6 | **15.1** |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Bottomline Technologies](https://appshunter.io/developer/528699510) | [CHRISTOPHER KOZHAYA SAAD](https://appshunter.io/developer/6781557812) |

## What reviewers say

### Bottomline PTX Auth

[App page](https://appshunter.io/ios/app/bottomline-ptx-auth/id1041981602)

This app provides an extra layer of security for business payment processing. It generates one-time codes for logging in and authorizing transactions, enhancing the safety of your financial operations.

**Highlights:** Multi-Factor Authentication, One-time code generation, Offline code availability, Support for multiple accounts, Enhanced payment security

**Features:** macOS Compatibility

**In-app purchases:** none


### SplitMate AI

[App page](https://appshunter.io/ios/app/splitmate-ai/id6781557810)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Bottomline PTX Auth free?

Bottomline PTX Auth is free to download, with no in-app purchases.

### Is SplitMate AI free?

SplitMate AI is free to download, with no in-app purchases.

### Do Bottomline PTX Auth or SplitMate AI have ads?

SplitMate AI shows ads; Bottomline PTX Auth does not.

### Which is updated more often, Bottomline PTX Auth or SplitMate AI?

Bottomline PTX Auth ships an update every 12 months, and SplitMate AI fortnightly. Most recently, Bottomline PTX Auth was updated on September 23, 2026 and SplitMate AI on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*