# KingsPay vs Aella MFB

The clearest difference is rating: Aella MFB at 4.6 against KingsPay's 3.9. Aella MFB also leads on ads (none vs shown) and ratings volume (200 vs 14). On price, review sentiment, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Aella MFB holds the better App Store score, 4.6 against 3.9. That said, the two scores are not equally well evidenced: Aella MFB has 200 ratings behind it against 14, so its average is the more settled of the two. Written reviews point the same way: 33% of KingsPay's written reviews are positive against 38% of Aella MFB's.

KingsPay ships an update every 3 weeks, Aella MFB every 2 weeks. The most recent releases landed on November 2, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | KingsPay | Aella MFB |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.9 (14 ratings)](https://appshunter.io/ios/app/kingspay/id1042553235/reviews) | **[4.6 (200 ratings)](https://appshunter.io/ios/app/aella-mfb/id6753731908/reviews)** |
| Number of ratings | 14 | **200** |
| Positive reviews | 33.3% of reviews | **37.5% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | Every 3 weeks | **Every 2 weeks** |
| Monetization | Ad-supported | **Free** |
| Size | 80 MB | 109 MB |
| Requires iOS | **15** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [KingsChat](https://appshunter.io/developer/895560994) | [Aella Microfinance Bank Limited](https://appshunter.io/developer/1844732600) |

## What reviewers say

### KingsPay

[App page](https://appshunter.io/ios/app/kingspay/id1042553235)

Send money internationally to verified institutions for free. Easily link debit cards, select currencies, and manage transactions with instant receipts. Supports multiple currencies and offers quick access to favorites.

**Highlights:** Free international money transfers, Link Visa, MasterCard, Discover debit cards, Multi-currency support, Instant transaction receipts, Search and manage institutions, Payment history and card management

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none


### Aella MFB

[App page](https://appshunter.io/ios/app/aella-mfb/id6753731908)

This finance app offers loans, investments, bill payments, and micro-insurance. It simplifies financial access for individuals and businesses, especially in emerging markets, by leveraging technology. Features include address verification through location monitoring for enhanced transaction limits.

**Highlights:** Loans, Investments, Bill payments, Micro-insurance, Peer-to-peer transfers, Address verification via location monitoring

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KingsPay free?

KingsPay is free to download, with no in-app purchases.

### Is Aella MFB free?

Aella MFB is free to download, with no in-app purchases.

### Which has better reviews, KingsPay or Aella MFB?

Aella MFB is rated higher. KingsPay averages 3.9 out of 5 from 14 ratings, while Aella MFB averages 4.6 from 200 ratings.

### Do KingsPay or Aella MFB have ads?

KingsPay shows ads; Aella MFB does not.

### Which is updated more often, KingsPay or Aella MFB?

KingsPay ships an update every 3 weeks, and Aella MFB every 2 weeks. Most recently, KingsPay was updated on November 2, 2026 and Aella MFB on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*