# REPAYit vs Security Finance℠

The clearest difference is rating: Security Finance℠ at 3.5 against REPAYit's 2.4. Security Finance℠ also leads on review sentiment (38% vs 10%) and ratings volume (209 vs 29). REPAYit's advantage is update cadence (monthly vs every 4 months). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Security Finance℠ holds the better App Store score, 3.5 against 2.4. That said, the two scores are not equally well evidenced: Security Finance℠ has 209 ratings behind it against 29, so its average is the more settled of the two. Written reviews point the same way: 10% of REPAYit's written reviews are positive against 38% of Security Finance℠'s.

REPAYit ships an update monthly, Security Finance℠ every 4 months. The most recent releases landed on September 20, 2026 and September 22, 2026 respectively.

## The numbers

| Metric | REPAYit | Security Finance℠ |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (29 ratings)](https://appshunter.io/ios/app/repayit/id1043025494/reviews) | **[3.5 (209 ratings)](https://appshunter.io/ios/app/security-finance/id1135450123/reviews)** |
| Number of ratings | 29 | **209** |
| Positive reviews | 10.0% of reviews | **38.1% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | Free | Free |
| Size | 73 MB | 92 MB |
| Requires iOS | 15.0 | **12.2** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [REPAY - Realtime Electronic Payments](https://appshunter.io/developer/1043025493) | [Security Finance Corporation of Spartanburg](https://appshunter.io/developer/1135450122) |

## What reviewers say

### REPAYit

[App page](https://appshunter.io/ios/app/repayit/id1043025494)

View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.

**Highlights:** View bills on device, Make payments with card, Make payments with ACH, Enter merchant code, Secure transaction management

**Features:** macOS Compatibility

**In-app purchases:** none


### Security Finance℠

[App page](https://appshunter.io/ios/app/security-finance/id1135450123)

Manage your installment loans on the go. Make secure payments, track due dates, and access financial education tools. Stay informed with notification reminders and easily connect with your local branch.

**Highlights:** Secure payments, Payment reminders, Check due dates, Verify loan balance, View loan documents, Find local branches, Renew loan by phone

**In-app purchases:** none

**What reviewers like**

- 👍 Easy and quick loan process
- 👍 Respectful and helpful workers
- 👍 Good customer service
- 👍 Friendly staff
- 👍 Great place and people

**What reviewers complain about**

- 👎 Scammy company
- 👎 High interest rates
- 👎 App doesn't work
- 👎 Difficult to log in
- 👎 Cannot access account

**Reported bugs**

- App doesn't send email for verification
- App has trouble opening
- Cannot access account
- App doesn't work half the time
- Huge hassle logging in

**Requested features**

- Ability to make split payments
- Allow payment with credit cards
- Fix the login system
- Allow multiple users to log in from the same device
- Make the app user-friendly


## Frequently asked questions

### Is REPAYit free?

REPAYit is free to download, with no in-app purchases.

### Is Security Finance℠ free?

Security Finance℠ is free to download, with no in-app purchases.

### Which has better reviews, REPAYit or Security Finance℠?

Security Finance℠ is rated higher. REPAYit averages 2.4 out of 5 from 29 ratings, while Security Finance℠ averages 3.5 from 209 ratings.

### Do REPAYit or Security Finance℠ have ads?

Neither REPAYit nor Security Finance℠ shows ads.

### Which is updated more often, REPAYit or Security Finance℠?

REPAYit ships an update monthly, and Security Finance℠ every 4 months. Most recently, REPAYit was updated on September 20, 2026 and Security Finance℠ on September 22, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*