# REPAYit vs Financial Builders Mobile

The clearest difference is ads: REPAYit at none against Financial Builders Mobile's shown. REPAYit also leads on rating (2.4 vs 2.0) and update cadence (monthly vs every 4 months). Financial Builders Mobile's advantage is review sentiment (40% vs 10%). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

REPAYit holds the better App Store score, 2.4 against 2.0. That said, the two scores are not equally well evidenced: REPAYit has 29 ratings behind it against 5, so its average is the more settled of the two. Written reviews complicate that: 10% of REPAYit's written reviews are positive against 40% of Financial Builders Mobile's, so the app with the better star average is not the one people write more warmly about.

REPAYit ships an update monthly, Financial Builders Mobile every 4 months. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | REPAYit | Financial Builders Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.4 (29 ratings)](https://appshunter.io/ios/app/repayit/id1043025494/reviews)** | [2.0 (5 ratings)](https://appshunter.io/ios/app/financial-builders-mobile/id1342372162/reviews) |
| Number of ratings | **29** | 5 |
| Positive reviews | 10.0% of reviews | **40.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | **Monthly** | Every 4 months |
| Monetization | **Free** | Ad-supported |
| Size | 73 MB | 33 MB |
| Requires iOS | **15.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [REPAY - Realtime Electronic Payments](https://appshunter.io/developer/1043025493) | [Financial Builders Federal Credit Union](https://appshunter.io/developer/1342372161) |

## What reviewers say

### REPAYit

[App page](https://appshunter.io/ios/app/repayit/id1043025494)

View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.

**Highlights:** View bills on device, Make payments with card, Make payments with ACH, Enter merchant code, Secure transaction management

**Features:** macOS Compatibility

**In-app purchases:** none


### Financial Builders Mobile

[App page](https://appshunter.io/ios/app/financial-builders-mobile/id1342372162)

Access your accounts anytime, anywhere with this mobile banking app. Securely check balances, view transactions, transfer funds, pay bills, and deposit checks. Set up personalized alerts for important account activity.

**Highlights:** Check account balances, View account transactions, Transfer money between accounts, Pay bills, Deposit checks, Setup alerts

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is REPAYit free?

REPAYit is free to download, with no in-app purchases.

### Is Financial Builders Mobile free?

Financial Builders Mobile is free to download, with no in-app purchases.

### Which has better reviews, REPAYit or Financial Builders Mobile?

REPAYit is rated higher. REPAYit averages 2.4 out of 5 from 29 ratings, while Financial Builders Mobile averages 2.0 from 5 ratings.

### Do REPAYit or Financial Builders Mobile have ads?

Financial Builders Mobile shows ads; REPAYit does not.

### Which is updated more often, REPAYit or Financial Builders Mobile?

REPAYit ships an update monthly, and Financial Builders Mobile every 4 months. Most recently, REPAYit was updated on October 24, 2026 and Financial Builders Mobile on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*