# REPAYit vs MWI

The clearest difference is rating: MWI at 3.0 against REPAYit's 2.4. MWI also leads on iOS requirement (13.0 vs 15.0). REPAYit's advantage is update cadence (monthly vs every 37 months) and ratings volume (29 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MWI holds the better App Store score, 3.0 against 2.4. That said, the two scores are not equally well evidenced: REPAYit has 29 ratings behind it against 2, so its average is the more settled of the two.

REPAYit ships an update monthly, MWI every 37 months. The most recent releases landed on October 24, 2026 and October 12, 2026 respectively.

## The numbers

| Metric | REPAYit | MWI |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (29 ratings)](https://appshunter.io/ios/app/repayit/id1043025494/reviews) | **[3.0 (2 ratings)](https://appshunter.io/ios/app/mwi/id1392491422/reviews)** |
| Number of ratings | **29** | 2 |
| Positive reviews | 10.0% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 37 months |
| Monetization | Free | Free |
| Size | 73 MB | 12 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [REPAY - Realtime Electronic Payments](https://appshunter.io/developer/1043025493) | [Michael Wayne Investment Co](https://appshunter.io/developer/1392491421) |

## What reviewers say

### REPAYit

[App page](https://appshunter.io/ios/app/repayit/id1043025494)

View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.

**Highlights:** View bills on device, Make payments with card, Make payments with ACH, Enter merchant code, Secure transaction management

**Features:** macOS Compatibility

**In-app purchases:** none


### MWI

[App page](https://appshunter.io/ios/app/mwi/id1392491422)

Manage your bills and make payments conveniently from your mobile device. View your statements and process online payments anytime, anywhere.

**Highlights:** Bill presentment, Mobile payments, View bills on device, Online payment processing, Anytime access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is REPAYit free?

REPAYit is free to download, with no in-app purchases.

### Is MWI free?

MWI is free to download, with no in-app purchases.

### Which has better reviews, REPAYit or MWI?

MWI is rated higher. REPAYit averages 2.4 out of 5 from 29 ratings, while MWI averages 3.0 from 2 ratings.

### Do REPAYit or MWI have ads?

Neither REPAYit nor MWI shows ads.

### Which is updated more often, REPAYit or MWI?

REPAYit ships an update monthly, and MWI every 37 months. Most recently, REPAYit was updated on October 24, 2026 and MWI on October 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*