# REPAYit vs GoAuto Insurance

The clearest difference is rating: REPAYit at 2.4 against GoAuto Insurance's 2.1. GoAuto Insurance's advantage is ratings volume (178 vs 29) and iOS requirement (13.0 vs 15.0). On price, review sentiment, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

REPAYit holds the better App Store score, 2.4 against 2.1. That said, the two scores are not equally well evidenced: GoAuto Insurance has 178 ratings behind it against 29, so its average is the more settled of the two. Written reviews split almost evenly too, at 10% and 10% positive.

REPAYit ships an update monthly, GoAuto Insurance every 6 weeks. The most recent releases landed on October 24, 2026 and October 29, 2026 respectively.

## The numbers

| Metric | REPAYit | GoAuto Insurance |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.4 (29 ratings)](https://appshunter.io/ios/app/repayit/id1043025494/reviews)** | [2.1 (178 ratings)](https://appshunter.io/ios/app/goauto-insurance/id1501826302/reviews) |
| Number of ratings | 29 | **178** |
| Positive reviews | **10.0% of reviews** | 9.7% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 6 weeks |
| Monetization | Free | Free |
| Size | 73 MB | 61 MB |
| Requires iOS | 15.0 | **13.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [REPAY - Realtime Electronic Payments](https://appshunter.io/developer/1043025493) | [GoAuto Management Services, LLC](https://appshunter.io/developer/1501826301) |

## What reviewers say

### REPAYit

[App page](https://appshunter.io/ios/app/repayit/id1043025494)

View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.

**Highlights:** View bills on device, Make payments with card, Make payments with ACH, Enter merchant code, Secure transaction management

**Features:** macOS Compatibility

**In-app purchases:** none


### GoAuto Insurance

[App page](https://appshunter.io/ios/app/goauto-insurance/id1501826302)

Get the best car insurance coverage at the lowest price. Obtain quotes, purchase policies, access digital ID cards, make payments, manage claims, and renew coverage all within the app.

**Highlights:** Get free car insurance quotes, Purchase and manage policies, Access digital ID cards, Make insurance payments, Submit and track claims, Renew insurance coverage

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is REPAYit free?

REPAYit is free to download, with no in-app purchases.

### Is GoAuto Insurance free?

GoAuto Insurance is free to download, with no in-app purchases.

### Which has better reviews, REPAYit or GoAuto Insurance?

REPAYit is rated higher. REPAYit averages 2.4 out of 5 from 29 ratings, while GoAuto Insurance averages 2.1 from 178 ratings.

### Do REPAYit or GoAuto Insurance have ads?

Neither REPAYit nor GoAuto Insurance shows ads.

### Which is updated more often, REPAYit or GoAuto Insurance?

REPAYit ships an update monthly, and GoAuto Insurance every 6 weeks. Most recently, REPAYit was updated on October 24, 2026 and GoAuto Insurance on October 29, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*