# REPAYit vs MAF

The clearest difference is rating: MAF at 3.0 against REPAYit's 2.4. MAF also leads on review sentiment (50% vs 10%). REPAYit's advantage is update cadence (monthly vs every 40 months) and ratings volume (29 vs 2). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MAF holds the better App Store score, 3.0 against 2.4. That said, the two scores are not equally well evidenced: REPAYit has 29 ratings behind it against 2, so its average is the more settled of the two. Written reviews point the same way: 10% of REPAYit's written reviews are positive against 50% of MAF's.

REPAYit ships an update monthly, MAF every 40 months. The most recent releases landed on October 7, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | REPAYit | MAF |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.4 (29 ratings)](https://appshunter.io/ios/app/repayit/id1043025494/reviews) | **[3.0 (2 ratings)](https://appshunter.io/ios/app/maf-payonline/id6450003029/reviews)** |
| Number of ratings | **29** | 2 |
| Positive reviews | 10.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 40 months |
| Monetization | Free | Free |
| Size | 73 MB | 80 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [REPAY - Realtime Electronic Payments](https://appshunter.io/developer/1043025493) | [Mid-Atlantic Finance](https://appshunter.io/developer/1236242032) |

## What reviewers say

### REPAYit

[App page](https://appshunter.io/ios/app/repayit/id1043025494)

View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.

**Highlights:** View bills on device, Make payments with card, Make payments with ACH, Enter merchant code, Secure transaction management

**Features:** macOS Compatibility

**In-app purchases:** none


### MAF

[App page](https://appshunter.io/ios/app/maf-payonline/id6450003029)

Easily manage your car payments online. Create an account, verify your identity, and then make one-time payments, set up automatic payments, or check your account balance at any time.

**Highlights:** Online car payment management, Account creation and verification, One-time payment options, AutoPay setup, View account balance

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is REPAYit free?

REPAYit is free to download, with no in-app purchases.

### Is MAF free?

MAF is free to download, with no in-app purchases.

### Which has better reviews, REPAYit or MAF?

MAF is rated higher. REPAYit averages 2.4 out of 5 from 29 ratings, while MAF averages 3.0 from 2 ratings.

### Do REPAYit or MAF have ads?

Neither REPAYit nor MAF shows ads.

### Which is updated more often, REPAYit or MAF?

REPAYit ships an update monthly, and MAF every 40 months. Most recently, REPAYit was updated on October 7, 2026 and MAF on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*