# REPAYit vs CAR Financial Mobile

The clearest difference is rating: REPAYit at 2.4 against CAR Financial Mobile's 1.0. REPAYit also leads on update cadence (monthly vs every 10 months) and ratings volume (29 vs 3). CAR Financial Mobile's advantage is iOS requirement (12 vs 15.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

REPAYit holds the better App Store score, 2.4 against 1.0. That said, the two scores are not equally well evidenced: REPAYit has 29 ratings behind it against 3, so its average is the more settled of the two. Written reviews point the same way: 10% of REPAYit's written reviews are positive against 0% of CAR Financial Mobile's.

REPAYit ships an update monthly, CAR Financial Mobile every 10 months. The most recent releases landed on November 2, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | REPAYit | CAR Financial Mobile |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.4 (29 ratings)](https://appshunter.io/ios/app/repayit/id1043025494/reviews)** | [1.0 (3 ratings)](https://appshunter.io/ios/app/car-financial-mobile/id6502626890/reviews) |
| Number of ratings | **29** | 3 |
| Positive reviews | **10.0% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 10 months |
| Monetization | Free | Free |
| Size | 73 MB | 26 MB |
| Requires iOS | 15.0 | **12** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [REPAY - Realtime Electronic Payments](https://appshunter.io/developer/1043025493) | [CAR FINANCIAL SERVICES, INC.](https://appshunter.io/developer/1483921852) |

## What reviewers say

### REPAYit

[App page](https://appshunter.io/ios/app/repayit/id1043025494)

View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.

**Highlights:** View bills on device, Make payments with card, Make payments with ACH, Enter merchant code, Secure transaction management

**Features:** macOS Compatibility

**In-app purchases:** none


### CAR Financial Mobile

[App page](https://appshunter.io/ios/app/car-financial-mobile/id6502626890)

Manage your CAR Financial Services account on the go. View account activity and balances, and make payments directly from your mobile device.

**Highlights:** View account activity, Check account balances, Make payments, Mobile access

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is REPAYit free?

REPAYit is free to download, with no in-app purchases.

### Is CAR Financial Mobile free?

CAR Financial Mobile is free to download, with no in-app purchases.

### Which has better reviews, REPAYit or CAR Financial Mobile?

REPAYit is rated higher. REPAYit averages 2.4 out of 5 from 29 ratings, while CAR Financial Mobile averages 1.0 from 3 ratings.

### Do REPAYit or CAR Financial Mobile have ads?

Neither REPAYit nor CAR Financial Mobile shows ads.

### Which is updated more often, REPAYit or CAR Financial Mobile?

REPAYit ships an update monthly, and CAR Financial Mobile every 10 months. Most recently, REPAYit was updated on November 2, 2026 and CAR Financial Mobile on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*