# REPAYit vs Debtless

The clearest difference is in-app purchases: REPAYit at none against Debtless's 1. REPAYit also leads on device support (3 vs 1) and iOS requirement (15.0 vs 17.0). On price and ads there is nothing between them.

Both are free to download. Debtless sells 1 in-app purchase, starting at $17.99 per year. REPAYit asks for nothing beyond the download.

## The numbers

| Metric | REPAYit | Debtless |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[2.4 (29 ratings)](https://appshunter.io/ios/app/repayit/id1043025494/reviews)** | — |
| Number of ratings | **29** | — |
| Positive reviews | 10.0% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Monthly | — |
| Monetization | Free | — |
| Size | 73 MB | 17 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [REPAY - Realtime Electronic Payments](https://appshunter.io/developer/1043025493) | [AGILE MOTION](https://appshunter.io/developer/6802049632) |

## What reviewers say

### REPAYit

[App page](https://appshunter.io/ios/app/repayit/id1043025494)

View bills and make payments using your credit card or ACH directly on your device. Enter your merchant code to access your billing information and manage transactions securely.

**Highlights:** View bills on device, Make payments with card, Make payments with ACH, Enter merchant code, Secure transaction management

**Features:** macOS Compatibility

**In-app purchases:** none


### Debtless

[App page](https://appshunter.io/ios/app/debtless-debt-free-by-when/id6819265127)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Debtless Premium (annual) | $17.99 | per year |


## Frequently asked questions

### Is REPAYit free?

REPAYit is free to download, with no in-app purchases.

### Is Debtless free?

Debtless is free to download, with in-app purchases available.

### Do REPAYit or Debtless have ads?

Neither REPAYit nor Debtless shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*