# PNC BeneFit Plus vs 700Credit

The clearest difference is review sentiment: PNC BeneFit Plus at 64% against 700Credit's 0%. PNC BeneFit Plus also leads on rating (4.4 vs 3.3) and ratings volume (804 vs 8). 700Credit's advantage is iOS requirement (15.0 vs 17.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PNC BeneFit Plus holds the better App Store score, 4.4 against 3.3. That said, the two scores are not equally well evidenced: PNC BeneFit Plus has 804 ratings behind it against 8, so its average is the more settled of the two. Written reviews point the same way: 64% of PNC BeneFit Plus's written reviews are positive against 0% of 700Credit's.

PNC BeneFit Plus ships an update every 3 months, 700Credit every 2 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | PNC BeneFit Plus | 700Credit |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (804 ratings)](https://appshunter.io/ios/app/pnc-benefit-plus/id1043673090/reviews)** | [3.3 (8 ratings)](https://appshunter.io/ios/app/700credit/id1465893304/reviews) |
| Number of ratings | **804** | 8 |
| Positive reviews | **64.1% of reviews** | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 33 MB | 31 MB |
| Requires iOS | 17.0 | **15.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [PNC Bank, N.A.](https://appshunter.io/developer/303113130) | [ODE](https://appshunter.io/developer/1465893303) |

## What reviewers say

### PNC BeneFit Plus

[App page](https://appshunter.io/ios/app/pnc-benefit-plus/id1043673090)

Manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view claims, and file reimbursements with secure, real-time access to your account details.

**Highlights:** Check account balances, View account details and charts, File claims for FSA and HRA, Submit receipts via photo, Manage HSA transactions, Pay bills and add payees, Report lost/stolen debit card

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy to use
- 👍 User-friendly interface
- 💡 Convenient for managing HSA
- 🚀 Straightforward reimbursement process
- 👍 Helpful for tracking expenses

**What reviewers complain about**

- 🐛 Login issues, inconsistent biometric authentication
- 🐛 Slow and buggy app performance
- 🔒 Concerns about security and account access
- 🔍 Difficulties with claims and reimbursement approvals

**Reported bugs**

- App crashes and freezes
- Login credentials not saved properly
- Debit card issues and declined payments

**Requested features**

- Ability to itemize payments to payees
- Option to upload receipts immediately after charges
- Improved investment tracking and management


### 700Credit

[App page](https://appshunter.io/ios/app/700credit/id1465893304)

This app provides car dealerships with instant access to customer credit information and leads submitted through their website. It allows for quick responses to potential buyers, speeding up the sales process and facilitating more closed deals.

**Highlights:** Real-time lead alerts, View FICO scores, One-click text response, Mobile dialing, Send prequalification forms, Facial recognition login

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is PNC BeneFit Plus free?

PNC BeneFit Plus is free to download, with no in-app purchases.

### Is 700Credit free?

700Credit is free to download, with no in-app purchases.

### Which has better reviews, PNC BeneFit Plus or 700Credit?

PNC BeneFit Plus is rated higher. PNC BeneFit Plus averages 4.4 out of 5 from 804 ratings, while 700Credit averages 3.3 from 8 ratings.

### Do PNC BeneFit Plus or 700Credit have ads?

Neither PNC BeneFit Plus nor 700Credit shows ads.

### Which is updated more often, PNC BeneFit Plus or 700Credit?

PNC BeneFit Plus ships an update every 3 months, and 700Credit every 2 months. Most recently, PNC BeneFit Plus was updated on November 2, 2026 and 700Credit on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*