# PNC BeneFit Plus vs PNC EarnedIt

The clearest difference is review sentiment: PNC BeneFit Plus at 64% against PNC EarnedIt's 27%. PNC BeneFit Plus also leads on monetization model (free vs free with in-app purchases). PNC EarnedIt's advantage is rating (4.8 vs 4.4) and update cadence (every 3 weeks vs every 3 months). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PNC EarnedIt holds the better App Store score, 4.8 against 4.4. That said, the two scores are not equally well evidenced: PNC EarnedIt has 6K ratings behind it against 795, so its average is the more settled of the two. Written reviews complicate that: 64% of PNC BeneFit Plus's written reviews are positive against 27% of PNC EarnedIt's, so the app with the better star average is not the one people write more warmly about.

PNC BeneFit Plus ships an update every 3 months, PNC EarnedIt every 3 weeks. The most recent releases landed on September 22, 2026 and September 23, 2026 respectively.

## The numbers

| Metric | PNC BeneFit Plus | PNC EarnedIt |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.4 (795 ratings)](https://appshunter.io/ios/app/pnc-benefit-plus/id1043673090/reviews) | **[4.8 (6K ratings)](https://appshunter.io/ios/app/pnc-earnedit/id1593470184/reviews)** |
| Number of ratings | 795 | **6K** |
| Positive reviews | **64.1% of reviews** | 27.1% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Every 3 weeks** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 33 MB | 112 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [PNC Bank, N.A.](https://appshunter.io/developer/303113130) | [DAILYPAY INC](https://appshunter.io/developer/1399085076) |

## What reviewers say

### PNC BeneFit Plus

[App page](https://appshunter.io/ios/app/pnc-benefit-plus/id1043673090)

Manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view claims, and file reimbursements with secure, real-time access to your account details.

**Highlights:** Check account balances, View account details and charts, File claims for FSA and HRA, Submit receipts via photo, Manage HSA transactions, Pay bills and add payees, Report lost/stolen debit card

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy to use
- 👍 User-friendly interface
- 💡 Convenient for managing HSA
- 🚀 Straightforward reimbursement process
- 👍 Helpful for tracking expenses

**What reviewers complain about**

- 🐛 Login issues, inconsistent biometric authentication
- 🐛 Slow and buggy app performance
- 🔒 Concerns about security and account access
- 🔍 Difficulties with claims and reimbursement approvals

**Reported bugs**

- App crashes and freezes
- Login credentials not saved properly
- Debit card issues and declined payments

**Requested features**

- Ability to itemize payments to payees
- Option to upload receipts immediately after charges
- Improved investment tracking and management


### PNC EarnedIt

[App page](https://appshunter.io/ios/app/pnc-earnedit/id1593470184)

Access a portion of your earned wages before payday. This app allows you to transfer funds to your bank account or card, with options for instant or next-day delivery. You'll still receive your remaining pay on your scheduled payday.

**Highlights:** Access earned wages before payday, Transfer funds to bank account or card, Instant or next-day fund delivery, View available balance, Receive balance change notifications, Secure encryption

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🙏 Helpful when needed
- 💰 Allows early access to earnings
- 👍 Convenient for managing finances

**What reviewers complain about**

- 🐛 App often glitches or freezes
- ⏱️ Delayed updates and transfers
- 💸 Charges fees for accessing own money
- 🤔 Unclear policies and communication

**Reported bugs**

- Login issues and inability to access account
- Incorrect or missing transaction history
- Unexpected deductions from paychecks

**Requested features**

- Improve reliability and consistency of daily pay feature
- Provide more transparency around fees and policies
- Enhance customer support responsiveness


## Frequently asked questions

### Is PNC BeneFit Plus free?

PNC BeneFit Plus is free to download, with no in-app purchases.

### Is PNC EarnedIt free?

PNC EarnedIt is free to download, with no in-app purchases.

### Which has better reviews, PNC BeneFit Plus or PNC EarnedIt?

PNC EarnedIt is rated higher. PNC BeneFit Plus averages 4.4 out of 5 from 795 ratings, while PNC EarnedIt averages 4.8 from 6K ratings.

### Do PNC BeneFit Plus or PNC EarnedIt have ads?

Neither PNC BeneFit Plus nor PNC EarnedIt shows ads.

### Which is updated more often, PNC BeneFit Plus or PNC EarnedIt?

PNC BeneFit Plus ships an update every 3 months, and PNC EarnedIt every 3 weeks. Most recently, PNC BeneFit Plus was updated on September 22, 2026 and PNC EarnedIt on September 23, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*