# PNC BeneFit Plus vs IM Agent

The clearest difference is rating: PNC BeneFit Plus at 4.4 against IM Agent's 3.3. PNC BeneFit Plus also leads on ratings volume (795 vs 4) and review sentiment (64% vs 50%). IM Agent's advantage is update cadence (monthly vs every 3 months) and iOS requirement (14.0 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

PNC BeneFit Plus holds the better App Store score, 4.4 against 3.3. That said, the two scores are not equally well evidenced: PNC BeneFit Plus has 795 ratings behind it against 4, so its average is the more settled of the two. Written reviews point the same way: 64% of PNC BeneFit Plus's written reviews are positive against 50% of IM Agent's.

PNC BeneFit Plus ships an update every 3 months, IM Agent monthly. The most recent releases landed on October 14, 2026 and October 4, 2026 respectively.

## The numbers

| Metric | PNC BeneFit Plus | IM Agent |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.4 (795 ratings)](https://appshunter.io/ios/app/pnc-benefit-plus/id1043673090/reviews)** | [3.3 (4 ratings)](https://appshunter.io/ios/app/im-agent/id1613653188/reviews) |
| Number of ratings | **795** | 4 |
| Positive reviews | **64.1% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 months | **Monthly** |
| Monetization | Free | Free |
| Size | 33 MB | 52 MB |
| Requires iOS | 17.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 17+ | 4+ |
| Developer | [PNC Bank, N.A.](https://appshunter.io/developer/303113130) | [InsuredMine Inc.](https://appshunter.io/developer/1333207062) |

## What reviewers say

### PNC BeneFit Plus

[App page](https://appshunter.io/ios/app/pnc-benefit-plus/id1043673090)

Manage your health benefit accounts like HSA, HRA, and FSA on the go. Quickly check balances, view claims, and file reimbursements with secure, real-time access to your account details.

**Highlights:** Check account balances, View account details and charts, File claims for FSA and HRA, Submit receipts via photo, Manage HSA transactions, Pay bills and add payees, Report lost/stolen debit card

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Quick and easy to use
- 👍 User-friendly interface
- 💡 Convenient for managing HSA
- 🚀 Straightforward reimbursement process
- 👍 Helpful for tracking expenses

**What reviewers complain about**

- 🐛 Login issues, inconsistent biometric authentication
- 🐛 Slow and buggy app performance
- 🔒 Concerns about security and account access
- 🔍 Difficulties with claims and reimbursement approvals

**Reported bugs**

- App crashes and freezes
- Login credentials not saved properly
- Debit card issues and declined payments

**Requested features**

- Ability to itemize payments to payees
- Option to upload receipts immediately after charges
- Improved investment tracking and management


### IM Agent

[App page](https://appshunter.io/ios/app/im-agent/id1613653188)

This insurance CRM platform helps agencies grow sales and engagement through client management, automated triggers, and data-driven insights. It offers a streamlined interface for all customer-facing software needs, including sales, marketing, and payments.

**Highlights:** Sales pipeline management, Automated client triggers, Client profile updates, Document review, Data-driven decisions, Integrated customer-facing software

**In-app purchases:** none


## Frequently asked questions

### Is PNC BeneFit Plus free?

PNC BeneFit Plus is free to download, with no in-app purchases.

### Is IM Agent free?

IM Agent is free to download, with no in-app purchases.

### Which has better reviews, PNC BeneFit Plus or IM Agent?

PNC BeneFit Plus is rated higher. PNC BeneFit Plus averages 4.4 out of 5 from 795 ratings, while IM Agent averages 3.3 from 4 ratings.

### Do PNC BeneFit Plus or IM Agent have ads?

Neither PNC BeneFit Plus nor IM Agent shows ads.

### Which is updated more often, PNC BeneFit Plus or IM Agent?

PNC BeneFit Plus ships an update every 3 months, and IM Agent monthly. Most recently, PNC BeneFit Plus was updated on October 14, 2026 and IM Agent on October 4, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*