# My FSB vs HCPFCU

My FSB and HCPFCU both sit at 4.5 stars, but that hides the real split: 100% of HCPFCU's written reviews are positive against 0% of My FSB's. HCPFCU also leads on ads (none vs shown) and monetization model (free vs ad-supported). My FSB's advantage is ratings volume (102 vs 17). On price, rating, update cadence and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.5 for My FSB against 4.5 for HCPFCU. That said, the two scores are not equally well evidenced: My FSB has 102 ratings behind it against 17, so its average is the more settled of the two. Written reviews are what separate them: 0% of My FSB's written reviews are positive against 100% of HCPFCU's.

My FSB ships an update every 3 months, HCPFCU every 5 months. Both last shipped on October 24, 2026.

## The numbers

| Metric | My FSB | HCPFCU |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (102 ratings)](https://appshunter.io/ios/app/my-fsb/id1043702083/reviews) | **[4.5 (17 ratings)](https://appshunter.io/ios/app/hcpfcu/id1449757512/reviews)** |
| Number of ratings | **102** | 17 |
| Positive reviews | 0.0% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | Yes | **No** |
| Update frequency | **Every 3 months** | Every 5 months |
| Monetization | Ad-supported | **Free** |
| Size | 22 MB | 33 MB |
| Requires iOS | **15** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [FARMERS STATE BANK INC](https://appshunter.io/developer/1043702082) | [Health Care Professionals Federal Credit Union](https://appshunter.io/developer/1449757511) |

## What reviewers say

### My FSB

[App page](https://appshunter.io/ios/app/my-fsb/id1043702083)

Manage your money conveniently from your mobile device. Check balances, transfer funds, pay bills, and deposit checks securely. Bank anytime, anywhere with this finance management tool.

**Highlights:** Check account balances, Make transfers, Pay bills, Deposit checks, Bank anytime, anywhere

**In-app purchases:** none


### HCPFCU

[App page](https://appshunter.io/ios/app/hcpfcu/id1449757512)

Manage your finances conveniently on the go with this mobile banking application. Access account information and perform transactions from anywhere. Branches are located in Richmond and Connersville, Indiana.

**Highlights:** On-the-go account management, Quick transaction access, Branch location information, Secure mobile banking

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is My FSB free?

My FSB is free to download, with no in-app purchases.

### Is HCPFCU free?

HCPFCU is free to download, with no in-app purchases.

### Which has better reviews, My FSB or HCPFCU?

HCPFCU is rated higher. My FSB averages 4.5 out of 5 from 102 ratings, while HCPFCU averages 4.5 from 17 ratings.

### Do My FSB or HCPFCU have ads?

My FSB shows ads; HCPFCU does not.

### Which is updated more often, My FSB or HCPFCU?

My FSB ships an update every 3 months, and HCPFCU every 5 months. Most recently, My FSB was updated on October 24, 2026 and HCPFCU on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*