# 工银e生活 vs 买单吧

The clearest difference is rating: 买单吧 at 4.9 against 工银e生活's 2.8. 买单吧 also leads on review sentiment (76% vs 34%) and ratings volume (314K vs 13K). 工银e生活's advantage is iOS requirement (11.0 vs 13.0). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

买单吧 holds the better App Store score, 4.9 against 2.8. That said, the two scores are not equally well evidenced: 买单吧 has 314K ratings behind it against 13K, so its average is the more settled of the two. Written reviews point the same way: 34% of 工银e生活's written reviews are positive against 76% of 买单吧's.

Both ship on a similar rhythm, roughly monthly. The most recent releases landed on September 25, 2026 and September 26, 2026 respectively.

## The numbers

| Metric | 工银e生活 | 买单吧 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [2.8 (13K ratings)](https://appshunter.io/ios/app/e/id1044166783/reviews) | **[4.9 (314K ratings)](https://appshunter.io/ios/app/id1057446665/reviews)** |
| Number of ratings | 13K | **314K** |
| Positive reviews | 34.4% of reviews | **75.5% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Monthly | Monthly |
| Monetization | Free | Free |
| Size | 307 MB | 286 MB |
| Requires iOS | **11.0** | 13.0 |
| Devices | iPhone, iPod | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [Industrial and Commercial Bank of China](https://appshunter.io/developer/404569366) | [交通银行](https://appshunter.io/developer/337876537) |

## What reviewers say

### 工银e生活

[App page](https://appshunter.io/ios/app/e/id1044166783)

This app offers a comprehensive lifestyle service platform for personal banking customers. Discover local dining, shopping, and leisure deals, enjoy interest-free installments, and use points like cash. Access convenient financial services like one-click repayment and credit limit increases.

**Highlights:** Local dining, leisure, and shopping deals, Interest-free installment plans, Points redemption for purchases, One-click repayment, Transaction history and credit limit management, Access to banking rights and benefits

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none


### 买单吧

[App page](https://appshunter.io/ios/app/id1057446665)

This official mobile client for a major bank's credit card offers comprehensive payment, financial, and lifestyle services. Users can manage their credit cards, access loans, and enjoy discounts on dining, movies, and more. Daily logins offer chances to win prizes and access exclusive deals.

**Highlights:** Credit card management, Bill payment and inquiry, Loan and installment options, Lifestyle services (food, movies, top-ups), Exclusive discounts and offers, Loyalty point rewards

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Convenient and responsible
- 👍 Very convenient
- 👍 Useful and practical
- 👍 Good service
- 👍 Easy to use and manage credit card

**What reviewers complain about**

- 🐛 Frequent crashes
- 🐛 Difficult to find needed content
- 🐛 Complicated interface
- 🔒 Concerns about personal information collection
- 💡 Inability to fully redeem points

**Reported bugs**

- Identity card photo update not working
- Verification code input issues
- Repeated binding problems

**Requested features**

- Support for Face ID login
- Improved credit card application process
- Expanded benefits and discounts


## Frequently asked questions

### Is 工银e生活 free?

工银e生活 is free to download, with no in-app purchases.

### Is 买单吧 free?

买单吧 is free to download, with no in-app purchases.

### Which has better reviews, 工银e生活 or 买单吧?

买单吧 is rated higher. 工银e生活 averages 2.8 out of 5 from 13K ratings, while 买单吧 averages 4.9 from 314K ratings.

### Do 工银e生活 or 买单吧 have ads?

Neither 工银e生活 nor 买单吧 shows ads.

### Which is updated more often, 工银e生活 or 买单吧?

工银e生活 ships an update monthly, and 买单吧 monthly. Most recently, 工银e生活 was updated on September 25, 2026 and 买单吧 on September 26, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*