# MyJCT vs Gather VISA

The clearest difference is update cadence: Gather VISA at every 5 months against MyJCT's every 22 months. Gather VISA also leads on iOS requirement (15.0 vs 18.6). On price, ads, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

MyJCT ships an update every 22 months, Gather VISA every 5 months. The most recent releases landed on October 7, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | MyJCT | Gather VISA |
| --- | --- | --- |
| Price | Free | Free |
| Rating | — | **[3.0 (2 ratings)](https://appshunter.io/ios/app/gather-visa/id1491349207/reviews)** |
| Number of ratings | — | **2** |
| Positive reviews | — | 0.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 22 months | **Every 5 months** |
| Monetization | — | Free |
| Size | 6 MB | 38 MB |
| Requires iOS | 18.6 | **15.0** |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Jackson County Teachers Federal Credit Union](https://appshunter.io/developer/1044808146) | [Gather Federal Credit Union](https://appshunter.io/developer/887587902) |

## What reviewers say

### MyJCT

[App page](https://appshunter.io/ios/app/myjct/id1044808147)

**In-app purchases:** none


### Gather VISA

[App page](https://appshunter.io/ios/app/gather-visa/id1491349207)

Manage your credit card conveniently on the go. View transactions, make payments, report lost or stolen cards, and set alerts. Secure access with multi-factor authentication ensures your personal information is protected.

**Highlights:** View transactions, Make payments, Report lost/stolen card, Dispute transactions, Set alerts and controls, Set travel notifications

**Features:** macOS Compatibility, Apple Wallet, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is MyJCT free?

MyJCT is free to download, with no in-app purchases.

### Is Gather VISA free?

Gather VISA is free to download, with no in-app purchases.

### Do MyJCT or Gather VISA have ads?

Neither MyJCT nor Gather VISA shows ads.

### Which is updated more often, MyJCT or Gather VISA?

MyJCT ships an update every 22 months, and Gather VISA every 5 months. Most recently, MyJCT was updated on October 7, 2026 and Gather VISA on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*