# STB vs Paysmart

The clearest difference is rating: STB at 1.9 against Paysmart's 1.0. STB also leads on ads (none vs shown) and monetization model (free vs ad-supported). Paysmart's advantage is review sentiment (25% vs 0%) and update cadence (every 2 weeks vs every 2 months). On price, in-app purchases and device support there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

STB holds the better App Store score, 1.9 against 1.0. That said, the two scores are not equally well evidenced: STB has 9 ratings behind it against 1, so its average is the more settled of the two. Written reviews complicate that: 0% of STB's written reviews are positive against 25% of Paysmart's, so the app with the better star average is not the one people write more warmly about.

STB ships an update every 2 months, Paysmart every 2 weeks. The most recent releases landed on October 7, 2026 and October 5, 2026 respectively.

## The numbers

| Metric | STB | Paysmart |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.9 (9 ratings)](https://appshunter.io/ios/app/stb/id1045108545/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/paysmart/id1668404663/reviews) |
| Number of ratings | **9** | 1 |
| Positive reviews | 0.0% of reviews | **25.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 2 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 84 MB | 48 MB |
| Requires iOS | **11.0** | 15.0 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [STE TUNISIENNE DE BANQUE](https://appshunter.io/developer/1045108544) | [SOCIETE MONETIQUE TUNISIE](https://appshunter.io/developer/1668404665) |

## What reviewers say

### STB

[App page](https://appshunter.io/ios/app/stb/id1045108545)

Manage your bank accounts and finances easily from your smartphone or tablet. Access public information like branch locations and exchange rates, or log in to view account details, transaction history, and manage transfers.

**Highlights:** Account access and transaction history, Currency exchange rates and conversion, ATM and branch locator, Credit and investment simulators, Fund transfer management, View RIB/IBAN details

**Features:** macOS Compatibility

**In-app purchases:** none


### Paysmart

[App page](https://appshunter.io/ios/app/paysmart/id1668404663)

Manage and pay your bills digitally with real-time bill viewing and secure online payments. Track your payment history and visualize your spending with a dedicated dashboard. Get support 24/7 for any questions or claims.

**Highlights:** Real-time bill consultation, Automatic favorite bill updates, Secure digital bill payment, Payment history tracking, Spending visualization dashboard, 24/7 support and claims service

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is STB free?

STB is free to download, with no in-app purchases.

### Is Paysmart free?

Paysmart is free to download, with no in-app purchases.

### Which has better reviews, STB or Paysmart?

STB is rated higher. STB averages 1.9 out of 5 from 9 ratings, while Paysmart averages 1.0 from 1 ratings.

### Do STB or Paysmart have ads?

Paysmart shows ads; STB does not.

### Which is updated more often, STB or Paysmart?

STB ships an update every 2 months, and Paysmart every 2 weeks. Most recently, STB was updated on October 7, 2026 and Paysmart on October 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*