# SmartCard eIM vs Westpac One

The clearest difference is review sentiment: Westpac One at 50% against SmartCard eIM's 0%. Westpac One also leads on update cadence (every 2 months vs every 5 months). SmartCard eIM's advantage is iOS requirement (11.0 vs 16.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SmartCard eIM ships an update every 5 months, Westpac One every 2 months. The most recent releases landed on August 5, 2026 and September 5, 2026 respectively.

## The numbers

| Metric | SmartCard eIM | Westpac One |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[1.0 (1 ratings)](https://appshunter.io/ios/app/smartcard-eim/id1045824514/reviews)** | — |
| Number of ratings | **1** | — |
| Positive reviews | 0.0% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 8 MB | 45 MB |
| Requires iOS | **11.0** | 16.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 17+ | 17+ |
| Developer | [Indue](https://appshunter.io/developer/1045824513) | [Westpac Banking Corporation](https://appshunter.io/developer/299111814) |

## What reviewers say

### SmartCard eIM

[App page](https://appshunter.io/ios/app/smartcard-eim/id1045824514)

Manage your finances on the go with this app. Activate cards, check balances, view transactions, pay bills, and control payment limits. Securely block or replace lost cards and manage account alerts.

**Highlights:** Card activation, Account balance check, Transaction history, Bill payments (BPAY), Payment limit adjustment, Card blocking/replacement, Account alerts management

**Features:** macOS Compatibility

**In-app purchases:** none


### Westpac One

[App page](https://appshunter.io/ios/app/westpac-one/id6504743354)

This app provides enhanced security for online banking by generating one-time passcodes for multi-factor authentication. It allows linking multiple profiles and offers personalized sign-in options like biometrics or a PIN for convenient access on your mobile device.

**Highlights:** One-time passcode generation, Multi-factor authentication, Multiple profile linking, Biometric or PIN sign-in, Portable mobile security

**In-app purchases:** none


## Frequently asked questions

### Is SmartCard eIM free?

SmartCard eIM is free to download, with no in-app purchases.

### Is Westpac One free?

Westpac One is free to download, with no in-app purchases.

### Do SmartCard eIM or Westpac One have ads?

Neither SmartCard eIM nor Westpac One shows ads.

### Which is updated more often, SmartCard eIM or Westpac One?

SmartCard eIM ships an update every 5 months, and Westpac One every 2 months. Most recently, SmartCard eIM was updated on August 5, 2026 and Westpac One on September 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*