# app2pay vs S

The clearest difference is review sentiment: app2pay at 67% against S's 27%. app2pay also leads on in-app purchases (none vs 1) and iOS requirement (7.0 vs 17.7). S's advantage is update cadence (every 2 months vs every 6 months). On price, ads and device support there is nothing between them.

Both are free to download. S sells 1 in-app purchase, starting at $66.99 per year. app2pay asks for nothing beyond the download.

app2pay ships an update every 6 months, S every 2 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | app2pay | S |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | **66.7% of reviews** | 26.7% of reviews |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 2 months** |
| Monetization | **Free** | Free with in-app purchases |
| Size | 56 MB | 210 MB |
| Requires iOS | **7.0** | 17.7 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [CCV](https://appshunter.io/developer/955821785) | [Star Finanz GmbH](https://appshunter.io/developer/320596875) |

## What reviewers say

### app2pay

[App page](https://appshunter.io/ios/app/app2pay/id1046491363)

This app enables secure and simple mobile payments for businesses using a tablet or smartphone. It integrates with a payment terminal to accept various payment methods, including contactless transactions. Get started in three easy steps to offer customers fast, cashless payment options.

**Highlights:** Easy mobile payment setup, Accepts all common payment types, Contactless payment support, Secure, certified transactions, Integrates with CCV Fly terminal, Use with iPad, iPhone, or iPod

**Features:** macOS Compatibility

**In-app purchases:** none


### S

[App page](https://appshunter.io/ios/app/s-finanzcockpit/id1555483018)

Manage company finances and approve payments on the go. View account summaries, transaction details, and approve or reject pending payment orders. Securely connect with your banking software or Sparkasse portal.

**Highlights:** Company finance overview, Approve/reject payment orders, Real-time transaction data, Secure data transfer, Push notifications for payments, Integration with banking software

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| S-FiCo 2 full version | $66.99 | per year |


## Frequently asked questions

### Is app2pay free?

app2pay is free to download, with no in-app purchases.

### Is S free?

S is free to download, with in-app purchases available.

### Do app2pay or S have ads?

Neither app2pay nor S shows ads.

### Which is updated more often, app2pay or S?

app2pay ships an update every 6 months, and S every 2 months. Most recently, app2pay was updated on November 2, 2026 and S on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*