# Sofisa Direto vs XP Investimentos

The clearest difference is review sentiment: XP Investimentos at 71% against Sofisa Direto's 27%. XP Investimentos also leads on ratings volume (4.8K vs 325) and rating (4.8 vs 4.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

XP Investimentos holds the better App Store score, 4.8 against 4.6. That said, the two scores are not equally well evidenced: XP Investimentos has 4.8K ratings behind it against 325, so its average is the more settled of the two. Written reviews point the same way: 27% of Sofisa Direto's written reviews are positive against 71% of XP Investimentos's.

Sofisa Direto ships an update weekly, XP Investimentos every 4 days. Both last shipped on November 12, 2026.

## The numbers

| Metric | Sofisa Direto | XP Investimentos |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (325 ratings)](https://appshunter.io/ios/app/sofisa-direto-conta-e-cartao/id1047252691/reviews) | **[4.8 (4.8K ratings)](https://appshunter.io/ios/app/xp-investimentos/id1300713021/reviews)** |
| Number of ratings | 325 | **4.8K** |
| Positive reviews | 27.4% of reviews | **71.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | **Every 4 days** |
| Monetization | Free | Free |
| Size | 182 MB | 276 MB |
| Requires iOS | 15.1 | **15.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | +4 | 4+ |
| Developer | [Sofisa S.A.](https://appshunter.io/developer/1047252690) | [TECFINANCE INFORMATICA E PROJETOS DE SISTEMAS LTDA](https://appshunter.io/developer/525298262) |

## What reviewers say

### Sofisa Direto

[App page](https://appshunter.io/ios/app/sofisa-direto-conta-e-cartao/id1047252691)

Open a free digital account for investments and a credit card with cashback and exclusive benefits. Manage your finances, invest in fixed and variable income, and enjoy perks like airport lounge access.

**Highlights:** Free digital account, Fixed and variable income investments, Cashback credit card, Airport lounge access, Pix, DOC, TED transfers, Account opening, Investment analysis

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Practical and easy to invest
- 💚 App improvements noted
- 💡 Innovative investment options
- ✅ User-friendly interface
- 🚀 Fast and simple app

**What reviewers complain about**

- 🐛 Frequent bugs and crashes
- ❌ Difficult to use
- 🔄 App update issues
- ⚠️ Login problems
- 📉 Poor investment experience

**Reported bugs**

- App prompts update even when updated
- QR code not readable for payments
- App goes offline
- Error sharing information from other institutions
- CDB wallet unified after update, losing objective separation

**Requested features**

- Add iPhone wallet integration
- Improve investment goal creation
- Allow viewing monthly profitability
- Enable simulator for investments
- Improve app layout and design


### XP Investimentos

[App page](https://appshunter.io/ios/app/xp-investimentos/id1300713021)

This finance app offers a simplified, personalized, and secure experience for managing your accounts and investments. It features intelligent shortcuts and an adaptive interface to streamline your daily financial tasks.

**Highlights:** Simplified navigation, Personalized themes and settings, Intelligent shortcuts for quick access, Secure transactions with high performance, Integrated banking and investment services

**Features:** Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 👍 Intuitive and easy to use
- 🚀 Fast and responsive
- 💡 Helpful investment recommendations
- 🔒 Secure and reliable

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Poor customer support
- 🔍 Lacking important features (e.g. PDF statements)
- 💾 Large app size

**Reported bugs**

- App crashes on launch for iOS 18
- Token authorization issues for users abroad
- Incorrect portfolio value calculations
- Sync problems between app and website

**Requested features**

- Add option to export data in PDF format
- Improve performance on older devices
- Integrate more advanced trading tools
- Enhance user customization options


## Frequently asked questions

### Is Sofisa Direto free?

Sofisa Direto is free to download, with no in-app purchases.

### Is XP Investimentos free?

XP Investimentos is free to download, with no in-app purchases.

### Which has better reviews, Sofisa Direto or XP Investimentos?

XP Investimentos is rated higher. Sofisa Direto averages 4.6 out of 5 from 325 ratings, while XP Investimentos averages 4.8 from 4.8K ratings.

### Do Sofisa Direto or XP Investimentos have ads?

Neither Sofisa Direto nor XP Investimentos shows ads.

### Which is updated more often, Sofisa Direto or XP Investimentos?

Sofisa Direto ships an update weekly, and XP Investimentos every 4 days. Most recently, Sofisa Direto was updated on November 12, 2026 and XP Investimentos on November 12, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*