# Sofisa Direto vs INCO

Sofisa Direto and INCO both sit at 4.6 stars, but that hides the real split: 50% of INCO's written reviews are positive against 27% of Sofisa Direto's. INCO also leads on update cadence (every 2 days vs weekly). On price, rating, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

INCO holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 325 and 186 respectively. Written reviews point the same way: 27% of Sofisa Direto's written reviews are positive against 50% of INCO's.

Sofisa Direto ships an update weekly, INCO every 2 days. The most recent releases landed on November 1, 2026 and October 30, 2026 respectively.

## The numbers

| Metric | Sofisa Direto | INCO |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.6 (325 ratings)](https://appshunter.io/ios/app/sofisa-direto-conta-e-cartao/id1047252691/reviews) | **[4.8 (186 ratings)](https://appshunter.io/ios/app/inco/id1592692492/reviews)** |
| Number of ratings | **325** | 186 |
| Positive reviews | 27.4% of reviews | **50.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | **Every 2 days** |
| Monetization | Free with in-app purchases | Free with in-app purchases |
| Size | 181 MB | 93 MB |
| Requires iOS | **15.1** | 15.6 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | +4 | +17 |
| Developer | [Sofisa S.A.](https://appshunter.io/developer/1047252690) | [Inco Investimentos Coletivos](https://appshunter.io/developer/1592692494) |

## What reviewers say

### Sofisa Direto

[App page](https://appshunter.io/ios/app/sofisa-direto-conta-e-cartao/id1047252691)

Open a free digital account for investments in fixed and variable income, a Black credit card with real benefits, and the security of a traditional financial institution. Invest in CDBs, LCAs, LCIs, Tesouro Direto, stocks, and more, all in one place.

**Highlights:** Free digital account, Fixed and variable income investments, Black credit card with cashback, Access to VIP lounges, CDB with immediate credit limit, Zero-fee investment brokerage, Pix, DOC, TED transfers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Practical and easy to invest
- 💚 App improvements noted
- 💡 Innovative investment options
- ✅ User-friendly interface
- 🚀 Fast and simple app

**What reviewers complain about**

- 🐛 Frequent bugs and crashes
- ❌ Difficult to use
- 🔄 App update issues
- ⚠️ Login problems
- 📉 Poor investment experience

**Reported bugs**

- App prompts update even when updated
- QR code not readable for payments
- App goes offline
- Error sharing information from other institutions
- CDB wallet unified after update, losing objective separation

**Requested features**

- Add iPhone wallet integration
- Improve investment goal creation
- Allow viewing monthly profitability
- Enable simulator for investments
- Improve app layout and design


### INCO

[App page](https://appshunter.io/ios/app/inco/id1592692492)

This platform democratizes investment by connecting investors with real entrepreneurial projects offering high returns. It simplifies investing by linking individuals to companies seeking alternative credit lines for their ventures. Enjoy personalized service and zero cost for investors.

**Highlights:** Democratizes investment market, Connects investors with entrepreneurs, High-yield investment opportunities, Simplified investment process, Zero cost for investors, Personalized customer service

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Sofisa Direto free?

Sofisa Direto is free to download, with no in-app purchases.

### Is INCO free?

INCO is free to download, with no in-app purchases.

### Which has better reviews, Sofisa Direto or INCO?

INCO is rated higher. Sofisa Direto averages 4.6 out of 5 from 325 ratings, while INCO averages 4.8 from 186 ratings.

### Do Sofisa Direto or INCO have ads?

Neither Sofisa Direto nor INCO shows ads.

### Which is updated more often, Sofisa Direto or INCO?

Sofisa Direto ships an update weekly, and INCO every 2 days. Most recently, Sofisa Direto was updated on November 1, 2026 and INCO on October 30, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*