# Sofisa Direto vs Selfinancial

The clearest difference is in-app purchases: Sofisa Direto at none against Selfinancial's 6. Selfinancial's advantage is update cadence (every 3 days vs weekly). On price, ads, device support and iOS requirement there is nothing between them.

Both are free to download. Selfinancial sells 6 in-app purchases, starting at $14.99 per month. Sofisa Direto asks for nothing beyond the download.

Sofisa Direto ships an update weekly, Selfinancial every 3 days. The most recent releases landed on October 26, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | Sofisa Direto | Selfinancial |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (325 ratings)](https://appshunter.io/ios/app/sofisa-direto-conta-e-cartao/id1047252691/reviews)** | — |
| Number of ratings | **325** | — |
| Positive reviews | 27.4% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Weekly | **Every 3 days** |
| Monetization | Free with in-app purchases | — |
| Size | 182 MB | 79 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 12+ |
| Developer | [Sofisa S.A.](https://appshunter.io/developer/1047252690) | [Selfinancial, Inc.](https://appshunter.io/developer/1652109423) |

## What reviewers say

### Sofisa Direto

[App page](https://appshunter.io/ios/app/sofisa-direto-conta-e-cartao/id1047252691)

Open a free digital account for investments in fixed and variable income, a Black credit card with real benefits, and the security of a traditional financial institution. Invest in CDBs, LCAs, LCIs, Tesouro Direto, stocks, and more, all in one place.

**Highlights:** Free digital account, Fixed and variable income investments, Black credit card with cashback, Access to VIP lounges, CDB with immediate credit limit, Zero-fee investment brokerage, Pix, DOC, TED transfers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Practical and easy to invest
- 💚 App improvements noted
- 💡 Innovative investment options
- ✅ User-friendly interface
- 🚀 Fast and simple app

**What reviewers complain about**

- 🐛 Frequent bugs and crashes
- ❌ Difficult to use
- 🔄 App update issues
- ⚠️ Login problems
- 📉 Poor investment experience

**Reported bugs**

- App prompts update even when updated
- QR code not readable for payments
- App goes offline
- Error sharing information from other institutions
- CDB wallet unified after update, losing objective separation

**Requested features**

- Add iPhone wallet integration
- Improve investment goal creation
- Allow viewing monthly profitability
- Enable simulator for investments
- Improve app layout and design


### Selfinancial

[App page](https://appshunter.io/ios/app/selfinancial/id6511192805)

**Features:** macOS Compatibility

**In-app purchases (6)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Canadian OpenFinance | $14.99 | per month |
| American OpenFinance | $14.99 | per month |
| Brazilian OpenFinance | $14.99 | per month |
| Canada OpenFinance | $99.99 | per year |
| American OpenFinance | $99.99 | per year |
| Brazilian OpenFinance | $99.99 | per year |


## Frequently asked questions

### Is Sofisa Direto free?

Sofisa Direto is free to download, with no in-app purchases.

### Is Selfinancial free?

Selfinancial is free to download, with in-app purchases available.

### Do Sofisa Direto or Selfinancial have ads?

Neither Sofisa Direto nor Selfinancial shows ads.

### Which is updated more often, Sofisa Direto or Selfinancial?

Sofisa Direto ships an update weekly, and Selfinancial every 3 days. Most recently, Sofisa Direto was updated on October 26, 2026 and Selfinancial on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*