# Sofisa Direto vs D'GOLD PAY

Sofisa Direto and D'GOLD PAY are too close to call on the numbers: across 6 compared parameters — price, update cadence, ads and in-app purchases among them — neither pulls far enough ahead to decide it. What separates them is feature set and interface, not measurable difference.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Sofisa Direto ships an update weekly, D'GOLD PAY every 5 days. The most recent releases landed on November 9, 2026 and October 31, 2026 respectively.

## The numbers

| Metric | Sofisa Direto | D'GOLD PAY |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.6 (325 ratings)](https://appshunter.io/ios/app/sofisa-direto-conta-e-cartao/id1047252691/reviews)** | — |
| Number of ratings | **325** | — |
| Positive reviews | 27.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Weekly | **Every 5 days** |
| Monetization | Free with in-app purchases | — |
| Size | 182 MB | 126 MB |
| Requires iOS | 15.1 | 15.1 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | +4 | 4+ |
| Developer | [Sofisa S.A.](https://appshunter.io/developer/1047252690) | [DGOLD](https://appshunter.io/developer/1723108045) |

## What reviewers say

### Sofisa Direto

[App page](https://appshunter.io/ios/app/sofisa-direto-conta-e-cartao/id1047252691)

Open a free digital account for investments in fixed and variable income, a Black credit card with real benefits, and the security of a traditional financial institution. Invest in CDBs, LCAs, LCIs, Tesouro Direto, stocks, and more, all in one place.

**Highlights:** Free digital account, Fixed and variable income investments, Black credit card with cashback, Access to VIP lounges, CDB with immediate credit limit, Zero-fee investment brokerage, Pix, DOC, TED transfers

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 👍 Practical and easy to invest
- 💚 App improvements noted
- 💡 Innovative investment options
- ✅ User-friendly interface
- 🚀 Fast and simple app

**What reviewers complain about**

- 🐛 Frequent bugs and crashes
- ❌ Difficult to use
- 🔄 App update issues
- ⚠️ Login problems
- 📉 Poor investment experience

**Reported bugs**

- App prompts update even when updated
- QR code not readable for payments
- App goes offline
- Error sharing information from other institutions
- CDB wallet unified after update, losing objective separation

**Requested features**

- Add iPhone wallet integration
- Improve investment goal creation
- Allow viewing monthly profitability
- Enable simulator for investments
- Improve app layout and design


### D'GOLD PAY

[App page](https://appshunter.io/ios/app/dgold-pay/id6771067831)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Sofisa Direto free?

Sofisa Direto is free to download, with no in-app purchases.

### Is D'GOLD PAY free?

D'GOLD PAY is free to download, with no in-app purchases.

### Do Sofisa Direto or D'GOLD PAY have ads?

Neither Sofisa Direto nor D'GOLD PAY shows ads.

### Which is updated more often, Sofisa Direto or D'GOLD PAY?

Sofisa Direto ships an update weekly, and D'GOLD PAY every 5 days. Most recently, Sofisa Direto was updated on November 9, 2026 and D'GOLD PAY on October 31, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*