# Univé vs Ockto

The clearest difference is review sentiment: Ockto at 100% against Univé's 67%. Ockto also leads on rating (4.9 vs 4.5). On price, ratings volume, update cadence and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Ockto holds the better App Store score, 4.9 against 4.5. Both are backed by a comparable volume of ratings — 22 and 27 respectively. Written reviews point the same way: 67% of Univé's written reviews are positive against 100% of Ockto's.

Univé ships an update every 3 weeks, Ockto fortnightly. The most recent releases landed on October 15, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | Univé | Ockto |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (22 ratings)](https://appshunter.io/ios/app/unive/id1047571861/reviews) | **[4.9 (27 ratings)](https://appshunter.io/ios/app/ockto/id1159220609/reviews)** |
| Number of ratings | 22 | **27** |
| Positive reviews | 66.7% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Fortnightly** |
| Monetization | Free | Free |
| Size | 176 MB | 55 MB |
| Requires iOS | **16.4** | 17.0 |
| Devices | iPhone | **iPhone, iPad** |
| Age rating | 4+ | 4+ |
| Developer | [Univé](https://appshunter.io/developer/463723249) | [Ockto B.V.](https://appshunter.io/developer/1159220608) |

## What reviewers say

### Univé

[App page](https://appshunter.io/ios/app/unive/id1047571861)

Manage all your insurance needs conveniently and securely in one place. Submit claims, view policies, and make changes to your personal information. Access support and special offers easily.

**Highlights:** Submit insurance claims, View and modify policy details, Report theft or damage, Apply for new insurance, Update personal information, Contact customer service, Access personalized tips

**In-app purchases:** none


### Ockto

[App page](https://appshunter.io/ios/app/ockto/id1159220609)

Effortlessly gather and share your personal and financial data for financial products. Scan a QR code to securely connect to various websites, automatically collect relevant information, and create a financial profile. You decide what to share, and all data is deleted upon closing the app.

**Highlights:** Online data collection, QR code scanning, Automated data retrieval, Personal financial profile creation, User-controlled data sharing, Data deletion after use

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is Univé free?

Univé is free to download, with no in-app purchases.

### Is Ockto free?

Ockto is free to download, with no in-app purchases.

### Which has better reviews, Univé or Ockto?

Ockto is rated higher. Univé averages 4.5 out of 5 from 22 ratings, while Ockto averages 4.9 from 27 ratings.

### Do Univé or Ockto have ads?

Neither Univé nor Ockto shows ads.

### Which is updated more often, Univé or Ockto?

Univé ships an update every 3 weeks, and Ockto fortnightly. Most recently, Univé was updated on October 15, 2026 and Ockto on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*