# Univé vs SNS

The clearest difference is rating: SNS at 4.8 against Univé's 4.5. SNS also leads on update cadence (every 8 days vs every 3 weeks) and device support (3 vs 1). Univé's advantage is review sentiment (67% vs 50%). On price, ratings volume, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SNS holds the better App Store score, 4.8 against 4.5. Both are backed by a comparable volume of ratings — 20 and 52 respectively. Written reviews complicate that: 67% of Univé's written reviews are positive against 50% of SNS's, so the app with the better star average is not the one people write more warmly about.

Univé ships an update every 3 weeks, SNS every 8 days. The most recent releases landed on September 10, 2026 and September 13, 2026 respectively.

## The numbers

| Metric | Univé | SNS |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.5 (20 ratings)](https://appshunter.io/ios/app/unive/id1047571861/reviews) | **[4.8 (52 ratings)](https://appshunter.io/ios/app/sns/id1585670233/reviews)** |
| Number of ratings | 20 | **52** |
| Positive reviews | **66.7% of reviews** | 50.0% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 8 days** |
| Monetization | Free | Free |
| Size | 182 MB | 85 MB |
| Requires iOS | 16.4 | **15.0** |
| Devices | iPhone | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Univé](https://appshunter.io/developer/463723249) | [De Volksbank](https://appshunter.io/developer/1401969773) |

## What reviewers say

### Univé

[App page](https://appshunter.io/ios/app/unive/id1047571861)

Manage all your insurance needs conveniently and securely in one place. Submit claims, view policies, and make changes to your personal information. Access support and special offers easily.

**Highlights:** Submit insurance claims, View and modify policy details, Report theft or damage, Apply for new insurance, Update personal information, Contact customer service, Access personalized tips

**In-app purchases:** none


### SNS

[App page](https://appshunter.io/ios/app/sns/id1585670233)

Manage your personal and business finances with ease. Check balances, send payment requests, make transfers, and track spending. Get real-time alerts and set budgets for your financial goals.

**Highlights:** Check balances and transactions, Send payment requests, Make SEPA transfers, Pay with iDEAL, Mobile payments, Budgeting tools, Savings pots

**Features:** Apple Wallet

**In-app purchases:** none


## Frequently asked questions

### Is Univé free?

Univé is free to download, with no in-app purchases.

### Is SNS free?

SNS is free to download, with no in-app purchases.

### Which has better reviews, Univé or SNS?

SNS is rated higher. Univé averages 4.5 out of 5 from 20 ratings, while SNS averages 4.8 from 52 ratings.

### Do Univé or SNS have ads?

Neither Univé nor SNS shows ads.

### Which is updated more often, Univé or SNS?

Univé ships an update every 3 weeks, and SNS every 8 days. Most recently, Univé was updated on September 10, 2026 and SNS on September 13, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*