# Branch vs ONE@Work (formerly Even)

Branch and ONE@Work (formerly Even) both sit at 4.8 stars, but that hides the real split: 86% of ONE@Work (formerly Even)'s written reviews are positive against 23% of Branch's. ONE@Work (formerly Even) also leads on monetization model (free vs free with in-app purchases) and iOS requirement (15.5 vs 17.0). Branch's advantage is chart position (#190 vs unranked). On price, rating, ratings volume and update cadence there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 4.8 for Branch against 4.9 for ONE@Work (formerly Even). Both are backed by a comparable volume of ratings — 68K and 160K respectively. Written reviews are what separate them: 23% of Branch's written reviews are positive against 86% of ONE@Work (formerly Even)'s.

Branch ships an update every 8 days, ONE@Work (formerly Even) fortnightly. Both last shipped on September 25, 2026.

## The numbers

| Metric | Branch | ONE@Work (formerly Even) |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (68K ratings)](https://appshunter.io/ios/app/branch-a-better-payday/id1047978697/reviews) | **[4.9 (160K ratings)](https://appshunter.io/ios/app/onework-formerly-even/id1147769190/reviews)** |
| Number of ratings | 68K | **160K** |
| Positive reviews | 23.4% of reviews | **85.6% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 8 days** | Fortnightly |
| Monetization | Free with in-app purchases | **Free** |
| Best chart rank | **#190** | — |
| Size | 108 MB | 68 MB |
| Requires iOS | 17.0 | **15.5** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Branch Messenger Inc.](https://appshunter.io/developer/977844194) | [One Finance, Inc.](https://appshunter.io/developer/1477126814) |

## What reviewers say

### Branch

[App page](https://appshunter.io/ios/app/branch-a-better-payday/id1047978697)

**Currently charting:** #190 Top Free · Finance (US App Store)

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

**Highlights:** Fast wage access, Digital bank account, Debit card, Savings goals, Fee-free banking, Financial wellness tools

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient instant pay
- 💡 Helpful for emergencies
- 👍 Easy to use app
- 🚀 Prompt payback processing

**What reviewers complain about**

- 🐛 Inconsistent advance limits
- 🔒 Security issues with account access
- 🔒 Unreliable fraud protection
- 🔍 Poor customer support
- 💰 High transfer fees

**Reported bugs**

- Incorrect direct deposit detection
- Unexplained account blocks
- Discrepancies between app and actual account status

**Requested features**

- Option to transfer directly to personal bank account
- Improved customer service communication channels


### ONE@Work (formerly Even)

[App page](https://appshunter.io/ios/app/onework-formerly-even/id1147769190)

Access your earned wages before payday, track your income, and set up automatic savings. This app helps you manage your finances by providing tools to budget and understand your pay.

**Highlights:** Access earned wages early, Track earnings per shift, Automatic paycheck savings, Budgeting tools, View work schedule

**In-app purchases:** none

**What reviewers like**

- 💳 Helpful for managing finances
- 🕰️ Allows early access to paychecks
- 🧭 Provides clear budgeting and planning
- 💰 Useful savings features
- 🤝 Good customer service

**What reviewers complain about**

- 🤔 Confusing subscription model
- 🕰️ Delayed instapay deposits
- 🔄 Inconsistent app performance and syncing issues
- 🔢 Inaccurate pay/hours calculations
- 🔐 Difficulty changing bank account information

**Reported bugs**

- App crashes when trying to use instapay
- Bank account information not updating properly
- Incorrect paycheck estimates and deductions

**Requested features**

- Increase instapay withdrawal limit
- Add more than 3 savings pockets
- Improve dark mode/theming options
- Provide more transparency on fees and policies


## Frequently asked questions

### Is Branch free?

Branch is free to download, with no in-app purchases.

### Is ONE@Work (formerly Even) free?

ONE@Work (formerly Even) is free to download, with no in-app purchases.

### Which has better reviews, Branch or ONE@Work (formerly Even)?

ONE@Work (formerly Even) is rated higher. Branch averages 4.8 out of 5 from 68K ratings, while ONE@Work (formerly Even) averages 4.9 from 160K ratings.

### Do Branch or ONE@Work (formerly Even) have ads?

Neither Branch nor ONE@Work (formerly Even) shows ads.

### Which is updated more often, Branch or ONE@Work (formerly Even)?

Branch ships an update every 8 days, and ONE@Work (formerly Even) fortnightly. Most recently, Branch was updated on September 25, 2026 and ONE@Work (formerly Even) on September 25, 2026.

---

*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*