# Branch vs Courial Shield

The clearest difference is in-app purchases: Branch at none against Courial Shield's 9. Branch also leads on chart position (#206 vs unranked). Courial Shield's advantage is iOS requirement (15.1 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. Courial Shield sells 9 in-app purchases, starting at $2.99 per month. Branch asks for nothing beyond the download.

## The numbers

| Metric | Branch | Courial Shield |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (68K ratings)](https://appshunter.io/ios/app/branch-a-better-payday/id1047978697/reviews)** | — |
| Number of ratings | **68K** | — |
| Positive reviews | 23.8% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 8 days | — |
| Monetization | Free with in-app purchases | — |
| Best chart rank | **#206** | — |
| Size | 111 MB | 34 MB |
| Requires iOS | 17.0 | **15.1** |
| Devices | iPhone | **iPhone, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [Branch Messenger Inc.](https://appshunter.io/developer/977844194) | [Courial Inc](https://appshunter.io/developer/1521638264) |

## What reviewers say

### Branch

[App page](https://appshunter.io/ios/app/branch-a-better-payday/id1047978697)

**Currently charting:** #206 Top Free · Finance (US App Store)

Access your earned wages instantly with flexible payout options. This app provides a free digital bank account and debit card, along with financial wellness tools to help you save, spend, and manage your money effectively.

**Highlights:** Fast wage access, Digital bank account, Debit card, Savings goals, Fee-free banking, Financial wellness tools

**Features:** macOS Compatibility, Apple Wallet

**In-app purchases:** none

**What reviewers like**

- 🚀 Convenient instant pay
- 💡 Helpful for emergencies
- 👍 Easy to use app
- 🚀 Prompt payback processing

**What reviewers complain about**

- 🐛 Inconsistent advance limits
- 🔒 Security issues with account access
- 🔒 Unreliable fraud protection
- 🔍 Poor customer support
- 💰 High transfer fees

**Reported bugs**

- Incorrect direct deposit detection
- Unexplained account blocks
- Discrepancies between app and actual account status

**Requested features**

- Option to transfer directly to personal bank account
- Improved customer service communication channels


### Courial Shield

[App page](https://appshunter.io/ios/app/courial-shield/id6802646148)

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases (9)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Coverage | $2.99 | per month |
| Coverage | $4.99 | per month |
| Coverage | $7.99 | per month |
| Basic monthly | $9.99 | per month |
| Pro monthly | $24.99 | per month |
| Professional monthly | $44.99 | per month |
| Pro Annual | $249.00 | per year |
| Professional Annual | $399.00 | per year |
| Basic annual | $399.00 | per year |


## Frequently asked questions

### Is Branch free?

Branch is free to download, with no in-app purchases.

### Is Courial Shield free?

Courial Shield is free to download, with in-app purchases available.

### Do Branch or Courial Shield have ads?

Neither Branch nor Courial Shield shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*