# 招联好期贷 vs 小象钱包

The clearest difference is rating: 招联好期贷 at 4.8 against 小象钱包's 1.0. 招联好期贷 also leads on ratings volume (47K vs 1). 小象钱包's advantage is update cadence (every 6 days vs every 2 months) and iOS requirement (8.0 vs 13.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

招联好期贷 holds the better App Store score, 4.8 against 1.0. That said, the two scores are not equally well evidenced: 招联好期贷 has 47K ratings behind it against 1, so its average is the more settled of the two.

招联好期贷 ships an update every 2 months, 小象钱包 every 6 days. The most recent releases landed on October 28, 2026 and October 19, 2026 respectively.

## The numbers

| Metric | 招联好期贷 | 小象钱包 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (47K ratings)](https://appshunter.io/ios/app/id1048502460/reviews)** | [1.0 (1 ratings)](https://appshunter.io/ios/app/app/id1259799577/reviews) |
| Number of ratings | **47K** | 1 |
| Positive reviews | 86.4% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 months | **Every 6 days** |
| Monetization | Free | Free |
| Size | 121 MB | 28 MB |
| Requires iOS | 13.0 | **8.0** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [招联消费金融股份有限公司](https://appshunter.io/developer/978599334) | [垦利县和丰小额贷款股份有限公司](https://appshunter.io/developer/1526937305) |

## What reviewers say

### 招联好期贷

[App page](https://appshunter.io/ios/app/id1048502460)

Apply for consumer loans online with just your ID. Get approved and receive funds in as little as 1 minute. Access loan amounts up to 300,000 yuan from a licensed financial institution.

**Highlights:** Online application with ID, Fast loan disbursement (as quick as 1 minute), High loan limits (up to 300,000 yuan), No collateral required, Licensed financial institution

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 小象钱包

[App page](https://appshunter.io/ios/app/app/id1259799577)

This app offers quick cash loans with a simple application process using just your ID and phone number. It aims to provide fast financial assistance for emergencies with low interest rates and high approval rates.

**Highlights:** Fast loan disbursement, Zero-threshold, no collateral, High loan limits up to ¥30,000, Low daily interest rates, Purely online operation, High approval rate

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is 招联好期贷 free?

招联好期贷 is free to download, with no in-app purchases.

### Is 小象钱包 free?

小象钱包 is free to download, with no in-app purchases.

### Which has better reviews, 招联好期贷 or 小象钱包?

招联好期贷 is rated higher. 招联好期贷 averages 4.8 out of 5 from 47K ratings, while 小象钱包 averages 1.0 from 1 ratings.

### Do 招联好期贷 or 小象钱包 have ads?

Neither 招联好期贷 nor 小象钱包 shows ads.

### Which is updated more often, 招联好期贷 or 小象钱包?

招联好期贷 ships an update every 2 months, and 小象钱包 every 6 days. Most recently, 招联好期贷 was updated on October 28, 2026 and 小象钱包 on October 19, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*