# 招联好期贷 vs 360分期贷

The clearest difference is rating: 招联好期贷 at 4.8 against 360分期贷's 1.5. 招联好期贷 also leads on ads (none vs shown) and ratings volume (47K vs 2). 360分期贷's advantage is update cadence (every 3 weeks vs every 2 months) and review sentiment (100% vs 86%). On price, in-app purchases, device support and iOS requirement there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

招联好期贷 holds the better App Store score, 4.8 against 1.5. That said, the two scores are not equally well evidenced: 招联好期贷 has 47K ratings behind it against 2, so its average is the more settled of the two. Written reviews complicate that: 86% of 招联好期贷's written reviews are positive against 100% of 360分期贷's, so the app with the better star average is not the one people write more warmly about.

招联好期贷 ships an update every 2 months, 360分期贷 every 3 weeks. The most recent releases landed on October 28, 2026 and October 21, 2026 respectively.

## The numbers

| Metric | 招联好期贷 | 360分期贷 |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (47K ratings)](https://appshunter.io/ios/app/id1048502460/reviews)** | [1.5 (2 ratings)](https://appshunter.io/ios/app/360/id1505284951/reviews) |
| Number of ratings | **47K** | 2 |
| Positive reviews | 86.4% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | **No** | Yes |
| Update frequency | Every 2 months | **Every 3 weeks** |
| Monetization | **Free** | Ad-supported |
| Size | 121 MB | 81 MB |
| Requires iOS | 13.0 | 13.0 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 17+ | 17+ |
| Developer | [招联消费金融股份有限公司](https://appshunter.io/developer/978599334) | [Fuzhou Qifu Online Microcredit Co., Ltd](https://appshunter.io/developer/1273977632) |

## What reviewers say

### 招联好期贷

[App page](https://appshunter.io/ios/app/id1048502460)

Apply for consumer loans online with just your ID. Get approved and receive funds in as little as 1 minute. Access loan amounts up to 300,000 yuan from a licensed financial institution.

**Highlights:** Online application with ID, Fast loan disbursement (as quick as 1 minute), High loan limits (up to 300,000 yuan), No collateral required, Licensed financial institution

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### 360分期贷

[App page](https://appshunter.io/ios/app/360/id1505284951)

This platform offers consumer installment loans with flexible repayment plans and competitive interest rates. It aims to provide quick financial solutions for users, supporting their spending needs and contributing to the real economy. Features include secure transactions and quality assurance for purchases.

**Highlights:** Consumer installment loans, Flexible repayment plans, Competitive interest rates, Secure transactions, Quality assurance for purchases, Online application and approval

**Features:** Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is 招联好期贷 free?

招联好期贷 is free to download, with no in-app purchases.

### Is 360分期贷 free?

360分期贷 is free to download, with no in-app purchases.

### Which has better reviews, 招联好期贷 or 360分期贷?

招联好期贷 is rated higher. 招联好期贷 averages 4.8 out of 5 from 47K ratings, while 360分期贷 averages 1.5 from 2 ratings.

### Do 招联好期贷 or 360分期贷 have ads?

360分期贷 shows ads; 招联好期贷 does not.

### Which is updated more often, 招联好期贷 or 360分期贷?

招联好期贷 ships an update every 2 months, and 360分期贷 every 3 weeks. Most recently, 招联好期贷 was updated on October 28, 2026 and 360分期贷 on October 21, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*