# loans.com.au onTrack vs Unloan

The clearest difference is review sentiment: Unloan at 75% against loans.com.au onTrack's 3%. On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

loans.com.au onTrack ships an update monthly, Unloan every 2 months. The most recent releases landed on September 30, 2026 and October 24, 2026 respectively.

## The numbers

| Metric | loans.com.au onTrack | Unloan |
| --- | --- | --- |
| Price | Free | Free |
| Positive reviews | 3.0% of reviews | **75.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Monthly** | Every 2 months |
| Monetization | Free | Free |
| Size | 86 MB | 82 MB |
| Requires iOS | 16.0 | **15.1** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 17+ |
| Developer | [Loans.com.au](https://appshunter.io/developer/1325912109) | [Commonwealth Bank of Australia](https://appshunter.io/developer/310251205) |

## What reviewers say

### loans.com.au onTrack

[App page](https://appshunter.io/ios/app/loanscomau-ontrack/id1048810775)

Manage your home loan application from start to finish. Book appointments, upload and approve documents, and track your progress through to settlement. Receive important milestone notifications.

**Highlights:** Book appointments with Lending Specialist, Upload, review, and approve documents, Receive milestone notifications, Track home loan progress, Monitor application to settlement

**Features:** macOS Compatibility

**In-app purchases:** none


### Unloan

[App page](https://appshunter.io/ios/app/unloan/id6464555781)

Manage your home loan digitally with a low interest rate and no ongoing fees. Track payments, optimize your loan with insights, and set up automated repayments. Securely access your account anytime, anywhere.

**Highlights:** Low interest rate home loan, No ongoing fees, Automatic loyalty discount, Manage home loan on the go, Secure login with FaceID/fingerprint, Track upcoming payments, Loan and property insights, Automated loan repayments

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is loans.com.au onTrack free?

loans.com.au onTrack is free to download, with no in-app purchases.

### Is Unloan free?

Unloan is free to download, with no in-app purchases.

### Do loans.com.au onTrack or Unloan have ads?

Neither loans.com.au onTrack nor Unloan shows ads.

### Which is updated more often, loans.com.au onTrack or Unloan?

loans.com.au onTrack ships an update monthly, and Unloan every 2 months. Most recently, loans.com.au onTrack was updated on September 30, 2026 and Unloan on October 24, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*