# Delay It vs Robins Financial Cards App

Delay It and Robins Financial Cards App both sit at 5.0 stars, but that hides the real split: 100% of Delay It's written reviews are positive against 55% of Robins Financial Cards App's. Delay It also leads on device support (3 vs 1). Robins Financial Cards App's advantage is ratings volume (4.5K vs 7) and update cadence (every 5 months vs every 12 months). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Delay It against 4.9 for Robins Financial Cards App. That said, the two scores are not equally well evidenced: Robins Financial Cards App has 4.5K ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 100% of Delay It's written reviews are positive against 55% of Robins Financial Cards App's.

Delay It ships an update every 12 months, Robins Financial Cards App every 5 months. The most recent releases landed on November 2, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | Delay It | Robins Financial Cards App |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/delay-it/id1048859367/reviews)** | [4.9 (4.5K ratings)](https://appshunter.io/ios/app/robins-financial-cards-app/id1291975300/reviews) |
| Number of ratings | 7 | **4.5K** |
| Positive reviews | **100.0% of reviews** | 54.8% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 5 months** |
| Monetization | Free | Free |
| Size | 5 MB | 71 MB |
| Requires iOS | 17.0 | **16.0** |
| Devices | **iPhone, iPad, iPod** | iPhone |
| Age rating | 4+ | 4+ |
| Developer | [Animated Bit LLC](https://appshunter.io/developer/1048859366) | [Robins Financial Credit Union](https://appshunter.io/developer/556753519) |

## What reviewers say

### Delay It

[App page](https://appshunter.io/ios/app/delay-it/id1048859367)

This app helps you compare the cost of borrowing money with the potential returns of investing. It calculates loan payments and then shows how much interest you could earn by investing that same amount.

**Highlights:** Loan payment calculation, Investment earning simulation, Interest cost comparison, Financial planning tool

**Features:** macOS Compatibility

**In-app purchases:** none


### Robins Financial Cards App

[App page](https://appshunter.io/ios/app/robins-financial-cards-app/id1291975300)

Securely manage your debit and credit cards from your phone. Instantly turn cards on or off, receive activity alerts, and view transaction history. Enjoy convenient card controls and travel notifications for peace of mind.

**Highlights:** Turn cards on/off, Push/email alerts, Card controls, Travel notifications, View balances, Transaction history

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 💜 Reliable card
- 🔒 Card protection
- 👍 Easy access to account
- 👍 Great service

**What reviewers complain about**

- 🐛 App not working/unable to login
- 🐛 App glitches/issues
- 🐛 Card issues/declined transactions
- 🐛 Unable to set up/register

**Reported bugs**

- App not working/unable to login
- App glitches/issues
- Card issues/declined transactions
- Unable to set up/register

**Requested features**

- More transaction details with maps and merchant information
- Balance shown in card app or ability to lock card from main app


## Frequently asked questions

### Is Delay It free?

Delay It is free to download, with no in-app purchases.

### Is Robins Financial Cards App free?

Robins Financial Cards App is free to download, with no in-app purchases.

### Which has better reviews, Delay It or Robins Financial Cards App?

Delay It is rated higher. Delay It averages 5.0 out of 5 from 7 ratings, while Robins Financial Cards App averages 4.9 from 4.5K ratings.

### Do Delay It or Robins Financial Cards App have ads?

Neither Delay It nor Robins Financial Cards App shows ads.

### Which is updated more often, Delay It or Robins Financial Cards App?

Delay It ships an update every 12 months, and Robins Financial Cards App every 5 months. Most recently, Delay It was updated on November 2, 2026 and Robins Financial Cards App on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*