# Delay It vs ImmediatePay

Delay It and ImmediatePay both sit at 5.0 stars, but that hides the real split: 100% of Delay It's written reviews are positive against 56% of ImmediatePay's. ImmediatePay's advantage is update cadence (every 3 weeks vs every 12 months) and ratings volume (7.9K vs 7). On price, rating, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

On the App Store both sit at effectively the same score — 5.0 for Delay It against 4.9 for ImmediatePay. That said, the two scores are not equally well evidenced: ImmediatePay has 7.9K ratings behind it against 7, so its average is the more settled of the two. Written reviews are what separate them: 100% of Delay It's written reviews are positive against 56% of ImmediatePay's.

Delay It ships an update every 12 months, ImmediatePay every 3 weeks. The most recent releases landed on October 2, 2026 and October 14, 2026 respectively.

## The numbers

| Metric | Delay It | ImmediatePay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[5.0 (7 ratings)](https://appshunter.io/ios/app/delay-it/id1048859367/reviews)** | [4.9 (7.9K ratings)](https://appshunter.io/ios/app/immediatepay/id1469028887/reviews) |
| Number of ratings | 7 | **7.9K** |
| Positive reviews | **100.0% of reviews** | 56.3% of reviews |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 12 months | **Every 3 weeks** |
| Monetization | Free | Free |
| Size | 5 MB | 74 MB |
| Requires iOS | 17.0 | **15.6** |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Animated Bit LLC](https://appshunter.io/developer/1048859366) | [Immediate Solutions](https://appshunter.io/developer/1469028886) |

## What reviewers say

### Delay It

[App page](https://appshunter.io/ios/app/delay-it/id1048859367)

This app helps you compare the cost of borrowing money with the potential returns of investing. It calculates loan payments and then shows how much interest you could earn by investing that same amount.

**Highlights:** Loan payment calculation, Investment earning simulation, Interest cost comparison, Financial planning tool

**Features:** macOS Compatibility

**In-app purchases:** none


### ImmediatePay

[App page](https://appshunter.io/ios/app/immediatepay/id1469028887)

Access a portion of your earned wages before your next payday. This app connects with employers to let you transfer funds instantly after your workday. It also provides financial wellness tools, including coaching, educational resources, and prescription savings.

**Highlights:** Access earned wages between paydays, Instant fund transfers, Financial wellness tools, Expert financial coaching, Financial health assessments, Educational articles and calculators, Prescription savings

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Efficient and fast
- 💡 Convenient and helpful
- 👍 User-friendly interface
- 🚀 Immediate access to funds

**What reviewers complain about**

- 🐛 Processing issues
- 🐛 Delayed payouts
- 🐛 Unreliable customer service
- 🐛 Difficult to use

**Reported bugs**

- Login issues
- Inconsistent fund availability
- Debit card registration problems

**Requested features**

- Faster payouts
- Improved customer support
- Clearer communication on processing times


## Frequently asked questions

### Is Delay It free?

Delay It is free to download, with no in-app purchases.

### Is ImmediatePay free?

ImmediatePay is free to download, with no in-app purchases.

### Which has better reviews, Delay It or ImmediatePay?

Delay It is rated higher. Delay It averages 5.0 out of 5 from 7 ratings, while ImmediatePay averages 4.9 from 7.9K ratings.

### Do Delay It or ImmediatePay have ads?

Neither Delay It nor ImmediatePay shows ads.

### Which is updated more often, Delay It or ImmediatePay?

Delay It ships an update every 12 months, and ImmediatePay every 3 weeks. Most recently, Delay It was updated on October 2, 2026 and ImmediatePay on October 14, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*