# UOB TMRW vs DBS digibank

The clearest difference is monetization model: UOB TMRW at free against DBS digibank's free with in-app purchases. On price, rating, review sentiment and ratings volume there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

UOB TMRW holds the better App Store score, 4.8 against 4.6. Both are backed by a comparable volume of ratings — 2.7K and 4.7K respectively. Written reviews complicate that: 40% of UOB TMRW's written reviews are positive against 42% of DBS digibank's, so the app with the better star average is not the one people write more warmly about.

Both ship on a similar rhythm, roughly every 5 weeks. The most recent releases landed on November 7, 2026 and November 11, 2026 respectively.

## The numbers

| Metric | UOB TMRW | DBS digibank |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (2.7K ratings)](https://appshunter.io/ios/app/uob-tmrw/id1049286296/reviews)** | [4.6 (4.7K ratings)](https://appshunter.io/ios/app/dbs-digibank/id1068403826/reviews) |
| Number of ratings | 2.7K | **4.7K** |
| Positive reviews | 40.5% of reviews | **42.4% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 5 weeks | Every 5 weeks |
| Monetization | **Free** | Free with in-app purchases |
| Size | 480 MB | 403 MB |
| Requires iOS | **14.0** | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPod, Apple Watch** |
| Age rating | 4+ | 4+ |
| Developer | [United Overseas Bank Limited Co.](https://appshunter.io/developer/435673767) | [DBS Bank Ltd.](https://appshunter.io/developer/362707070) |

## What reviewers say

### UOB TMRW

[App page](https://appshunter.io/ios/app/uob-tmrw/id1049286296)

Manage all your banking and financial needs with personalized insights and recommendations. Grow your wealth, enjoy exclusive rewards, and make easy daily payments. Access cardless ATM withdrawals and competitive foreign exchange rates.

**Highlights:** Personalized money insights, Wealth management and growth, Rewards program with exclusive deals, Easy daily payments (PayNow, Scan to pay), Cardless ATM withdrawals, Competitive foreign exchange rates

**Features:** Apple Wallet, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and easy to use
- 👍 Intuitive and user-friendly interface
- 💡 Convenient mobile banking experience

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- 🔒 Security issues with digital token setup
- 📤 Unreliable push notifications and OTP delivery
- 🔄 Inconsistent app behavior after updates
- 🕰️ Slow performance and long loading times

**Reported bugs**

- App crashing on launch or during use
- Login issues and inability to receive OTP
- Mighty Secure token not working as expected
- Contactless ATM function not functioning properly
- Inconsistent behavior across iOS versions

**Requested features**

- Ability to disable unwanted product ads
- Option to turn off marketing push notifications
- Support for iPad and landscape mode
- Improved transaction history and account management
- Seamless integration with other banking features


### DBS digibank

[App page](https://appshunter.io/ios/app/dbs-digibank/id1068403826)

Manage your finances with this comprehensive banking app. Open accounts, transfer money internationally with no fees, and track your investments and net worth. Get personalized insights and financial advice to help you achieve your goals.

**Highlights:** Quick account setup, Overseas money transfers with no fees, Investment management, Personalized financial insights, Bill payment and cashflow tracking, Digital token for secure transactions, Sustainability tracking and green deals

**Features:** Apple Wallet, Apple Watch app

**In-app purchases:** none

**What reviewers like**

- 🚀 Excellent app
- 👍 Easy to use
- 🔒 Secure
- 🚀 Convenient
- 🚀 Efficient

**What reviewers complain about**

- 🐛 Glitchy
- 🐛 Crashes frequently
- 🐛 Buggy
- 🐛 Unreliable
- 🐛 Unstable

**Reported bugs**

- Unable to set up digital token
- Incorrect account balance display
- Incompatibility with newer iOS versions
- Difficulty transferring funds to overseas accounts
- Inability to update personal details

**Requested features**

- Allow multiple device logins
- Improve transaction history range
- Add budget planning tools
- Implement Face ID/Touch ID login
- Provide language options


## Frequently asked questions

### Is UOB TMRW free?

UOB TMRW is free to download, with no in-app purchases.

### Is DBS digibank free?

DBS digibank is free to download, with no in-app purchases.

### Which has better reviews, UOB TMRW or DBS digibank?

UOB TMRW is rated higher. UOB TMRW averages 4.8 out of 5 from 2.7K ratings, while DBS digibank averages 4.6 from 4.7K ratings.

### Do UOB TMRW or DBS digibank have ads?

Neither UOB TMRW nor DBS digibank shows ads.

### Which is updated more often, UOB TMRW or DBS digibank?

UOB TMRW ships an update every 5 weeks, and DBS digibank every 5 weeks. Most recently, UOB TMRW was updated on November 7, 2026 and DBS digibank on November 11, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*