# KBL mPassbook vs khUshi

The clearest difference is rating: khUshi at 4.6 against KBL mPassbook's 3.3. khUshi also leads on update cadence (every 2 months vs every 6 months). On price, review sentiment, ratings volume and ads there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

khUshi holds the better App Store score, 4.6 against 3.3. Both are backed by a comparable volume of ratings — 20 and 38 respectively. Written reviews point the same way: 17% of KBL mPassbook's written reviews are positive against 22% of khUshi's.

KBL mPassbook ships an update every 6 months, khUshi every 2 months. The most recent releases landed on November 2, 2026 and November 3, 2026 respectively.

## The numbers

| Metric | KBL mPassbook | khUshi |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.3 (20 ratings)](https://appshunter.io/ios/app/kbl-mpassbook/id1050390691/reviews) | **[4.6 (38 ratings)](https://appshunter.io/ios/app/khushi/id1483018010/reviews)** |
| Number of ratings | 20 | **38** |
| Positive reviews | 16.9% of reviews | **22.2% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 2 months** |
| Monetization | Free | Free |
| Size | 24 MB | 110 MB |
| Requires iOS | 15.0 | 15.0 |
| Devices | iPhone, iPod | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [THE KARNATAKA BANK LIMITED](https://appshunter.io/developer/1031216673) | [PNB MetLife India Insurance Company Limited](https://appshunter.io/developer/953465635) |

## What reviewers say

### KBL mPassbook

[App page](https://appshunter.io/ios/app/kbl-mpassbook/id1050390691)

Access your bank account passbook digitally on your mobile device. Register using your customer ID and registered mobile number to view transactions, locate branches and ATMs, and access mobile banking links.

**Highlights:** Digital passbook access, Transaction history viewing, ATM locator, Branch locator, Link to mobile banking, Branch holiday list

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### khUshi

[App page](https://appshunter.io/ios/app/khushi/id1483018010)

This AI-powered insurance app simplifies policy management, allowing users to access details, update personal information, and make payments. It acts as a 24/7 personal assistant for all your insurance needs, offering reminders and easy access to documents.

**Highlights:** AI-powered customer service, Policy details access, KYC and address updates, Premium payment, Document downloads, Renewal reminders, Browse insurance plans

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KBL mPassbook free?

KBL mPassbook is free to download, with no in-app purchases.

### Is khUshi free?

khUshi is free to download, with no in-app purchases.

### Which has better reviews, KBL mPassbook or khUshi?

khUshi is rated higher. KBL mPassbook averages 3.3 out of 5 from 20 ratings, while khUshi averages 4.6 from 38 ratings.

### Do KBL mPassbook or khUshi have ads?

Neither KBL mPassbook nor khUshi shows ads.

### Which is updated more often, KBL mPassbook or khUshi?

KBL mPassbook ships an update every 6 months, and khUshi every 2 months. Most recently, KBL mPassbook was updated on November 2, 2026 and khUshi on November 3, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*