# KBL mPassbook vs Spendulum

The clearest difference is review sentiment: Spendulum at 100% against KBL mPassbook's 17%. Spendulum also leads on update cadence (every 3 days vs every 6 months). KBL mPassbook's advantage is price (Free vs $1.99) and iOS requirement (15.0 vs 17.0). On ads, in-app purchases and device support there is nothing between them.

KBL mPassbook is free to download; Spendulum costs $1.99 up front. Neither carries in-app purchases, so what you see is what you pay.

KBL mPassbook ships an update every 6 months, Spendulum every 3 days. The most recent releases landed on October 10, 2026 and October 8, 2026 respectively.

## The numbers

| Metric | KBL mPassbook | Spendulum |
| --- | --- | --- |
| Price | **Free** | $1.99 |
| Rating | **[3.3 (20 ratings)](https://appshunter.io/ios/app/kbl-mpassbook/id1050390691/reviews)** | — |
| Number of ratings | **20** | — |
| Positive reviews | 16.9% of reviews | **100.0% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 6 months | **Every 3 days** |
| Monetization | **Free** | Paid |
| Size | 24 MB | 3 MB |
| Requires iOS | **15.0** | 17.0 |
| Devices | iPhone, iPod | iPhone, iPad |
| Age rating | 4+ | 4+ |
| Developer | [THE KARNATAKA BANK LIMITED](https://appshunter.io/developer/1031216673) | [Srivatsa Kulkarni](https://appshunter.io/developer/6788422987) |

## What reviewers say

### KBL mPassbook

[App page](https://appshunter.io/ios/app/kbl-mpassbook/id1050390691)

Access your bank account passbook digitally on your mobile device. Register using your customer ID and registered mobile number to view transactions, locate branches and ATMs, and access mobile banking links.

**Highlights:** Digital passbook access, Transaction history viewing, ATM locator, Branch locator, Link to mobile banking, Branch holiday list

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


### Spendulum

[App page](https://appshunter.io/ios/app/spendulum/id6788422985)

Track your income and expenses privately on your iPhone. This app offers detailed overviews, category breakdowns, and insights into your spending habits. Utilize AI for quick transaction entry from text or receipts, with optional iCloud sync.

**Highlights:** AI-powered transaction entry, Receipt scanning with OCR, On-device AI assistant, Monthly net balance overview, Category spending breakdown, Multi-currency support, Optional iCloud sync

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none


## Frequently asked questions

### Is KBL mPassbook free?

KBL mPassbook is free to download, with no in-app purchases.

### Is Spendulum free?

Spendulum costs $1.99, with no in-app purchases.

### Do KBL mPassbook or Spendulum have ads?

Neither KBL mPassbook nor Spendulum shows ads.

### Which is updated more often, KBL mPassbook or Spendulum?

KBL mPassbook ships an update every 6 months, and Spendulum every 3 days. Most recently, KBL mPassbook was updated on October 10, 2026 and Spendulum on October 8, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*