# Papaya vs SplitNPay

The clearest difference is ratings volume: Papaya at 118K against SplitNPay's 3. SplitNPay's advantage is rating (5.0 vs 4.8) and iOS requirement (13.4 vs 17.0). On price, ads, in-app purchases and monetization model there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

SplitNPay holds the better App Store score, 5.0 against 4.8. That said, the two scores are not equally well evidenced: Papaya has 118K ratings behind it against 3, so its average is the more settled of the two.

## The numbers

| Metric | Papaya | SplitNPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [4.8 (118K ratings)](https://appshunter.io/ios/app/papaya-securely-pay-any-bill/id1050870627/reviews) | **[5.0 (3 ratings)](https://appshunter.io/ios/app/splitnpay/id6478142878/reviews)** |
| Number of ratings | **118K** | 3 |
| Positive reviews | 58.9% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Fortnightly | — |
| Monetization | Free | Free |
| Size | 52 MB | 11 MB |
| Requires iOS | 17.0 | **13.4** |
| Devices | iPhone, iPad | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [SnapPays Mobile, Inc](https://appshunter.io/developer/1136491084) | [Baris Taskiran](https://appshunter.io/developer/1692238225) |

## What reviewers say

### Papaya

[App page](https://appshunter.io/ios/app/papaya-securely-pay-any-bill/id1050870627)

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

**Highlights:** Pay any bill, Fast payments, Secure processing, Multiple payment methods, HIPAA and PCI compliant, Bank-level security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and fast bill payment
- 👍 Convenient for smartphones
- 💡 Helpful for forgetful users
- 🚀 Quick and efficient

**What reviewers complain about**

- 🐛 Payments not processed correctly
- 🔒 Privacy and security concerns
- 🔍 Lack of customer support
- ⏱️ Slow payment processing times
- 🤖 Frustrating automated responses

**Reported bugs**

- Payments not reaching intended recipients
- Unexpected holds or double charges on accounts
- Incorrect account information being used for payments

**Requested features**

- Ability to cancel or go back in the payment process
- Detailed payment status updates
- Clear explanation of payment flow and fees
- Customer service phone number


### SplitNPay

[App page](https://appshunter.io/ios/app/splitnpay/id6478142878)

Easily divide group expenses for dining, gifts, or trips. Calculate tips and manage custom splits with an intuitive interface. Streamline payments and avoid awkward conversations.

**Highlights:** Quick bill splitting, Custom expense splits, Tip calculation, User-friendly interface, Group payment management

**Features:** macOS Compatibility

**In-app purchases:** none


## Frequently asked questions

### Is Papaya free?

Papaya is free to download, with no in-app purchases.

### Is SplitNPay free?

SplitNPay is free to download, with no in-app purchases.

### Which has better reviews, Papaya or SplitNPay?

SplitNPay is rated higher. Papaya averages 4.8 out of 5 from 118K ratings, while SplitNPay averages 5.0 from 3 ratings.

### Do Papaya or SplitNPay have ads?

Neither Papaya nor SplitNPay shows ads.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*