# Papaya vs Split It

The clearest difference is in-app purchases: Papaya at none against Split It's 1. Split It's advantage is update cadence (daily vs fortnightly) and iOS requirement (14.0.0 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. Split It sells 1 in-app purchase, starting at $4.99 per month. Papaya asks for nothing beyond the download.

Papaya ships an update fortnightly, Split It daily. The most recent releases landed on September 25, 2026 and September 9, 2026 respectively.

## The numbers

| Metric | Papaya | Split It |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (118K ratings)](https://appshunter.io/ios/app/papaya-securely-pay-any-bill/id1050870627/reviews)** | — |
| Number of ratings | **118K** | — |
| Positive reviews | 58.7% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Fortnightly | **Daily** |
| Monetization | Free | — |
| Size | 53 MB | 100 MB |
| Requires iOS | 17.0 | **14.0.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SnapPays Mobile, Inc](https://appshunter.io/developer/1136491084) | [Will Hobick](https://appshunter.io/developer/1633919552) |

## What reviewers say

### Papaya

[App page](https://appshunter.io/ios/app/papaya-securely-pay-any-bill/id1050870627)

This app offers a streamlined and secure method for paying all your bills, eliminating the need for multiple logins or mailing checks. It utilizes advanced technology to process payments quickly and efficiently, supporting various payment methods for a wide range of bill types.

**Highlights:** Pay any bill, Fast payments, Secure processing, Multiple payment methods, HIPAA and PCI compliant, Bank-level security

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and fast bill payment
- 👍 Convenient for smartphones
- 💡 Helpful for forgetful users
- 🚀 Quick and efficient

**What reviewers complain about**

- 🐛 Payments not processed correctly
- 🔒 Privacy and security concerns
- 🔍 Lack of customer support
- ⏱️ Slow payment processing times
- 🤖 Frustrating automated responses

**Reported bugs**

- Payments not reaching intended recipients
- Unexpected holds or double charges on accounts
- Incorrect account information being used for payments

**Requested features**

- Ability to cancel or go back in the payment process
- Detailed payment status updates
- Clear explanation of payment flow and fees
- Customer service phone number


### Split It

[App page](https://appshunter.io/ios/app/split-it-split-expenses/id6738067805)

**Features:** macOS Compatibility

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Split It | $4.99 | per month |


## Frequently asked questions

### Is Papaya free?

Papaya is free to download, with no in-app purchases.

### Is Split It free?

Split It is free to download, with in-app purchases available.

### Do Papaya or Split It have ads?

Neither Papaya nor Split It shows ads.

### Which is updated more often, Papaya or Split It?

Papaya ships an update fortnightly, and Split It daily. Most recently, Papaya was updated on September 25, 2026 and Split It on September 9, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*