# Papaya vs Split

The clearest difference is in-app purchases: Papaya at none against Split's 1. Split's advantage is update cadence (every 10 days vs every 3 weeks) and iOS requirement (14.0 vs 17.0). On price, ads and device support there is nothing between them.

Both are free to download. Split sells 1 in-app purchase, starting at $3.99 per month. Papaya asks for nothing beyond the download.

Papaya ships an update every 3 weeks, Split every 10 days. The most recent releases landed on November 8, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Papaya | Split |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[4.8 (118K ratings)](https://appshunter.io/ios/app/papaya-securely-pay-any-bill/id1050870627/reviews)** | — |
| Number of ratings | **118K** | — |
| Positive reviews | 58.2% of reviews | — |
| In-app purchases | **No** | Yes |
| Ads | No | No |
| Update frequency | Every 3 weeks | **Every 10 days** |
| Monetization | Free | — |
| Size | 51 MB | 20 MB |
| Requires iOS | 17.0 | **14.0** |
| Devices | iPhone, iPad | **iPhone, iPad, iPod** |
| Age rating | 4+ | 4+ |
| Developer | [SnapPays Mobile, Inc](https://appshunter.io/developer/1136491084) | [Foundry Studio Labs LLC](https://appshunter.io/developer/1896502294) |

## What reviewers say

### Papaya

[App page](https://appshunter.io/ios/app/papaya-securely-pay-any-bill/id1050870627)

This finance app simplifies bill payments by allowing users to pay any bill quickly and securely using their preferred method. It eliminates the need for multiple logins or mailing checks, making bill management effortless.

**Highlights:** Pay any bill, Fast payment processing, Secure transactions, Multiple payment methods, HIPAA and PCI compliant

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Easy and fast bill payment
- 👍 Convenient for smartphones
- 💡 Helpful for forgetful users
- 🚀 Quick and efficient

**What reviewers complain about**

- 🐛 Payments not processed correctly
- 🔒 Privacy and security concerns
- 🔍 Lack of customer support
- ⏱️ Slow payment processing times
- 🤖 Frustrating automated responses

**Reported bugs**

- Payments not reaching intended recipients
- Unexpected holds or double charges on accounts
- Incorrect account information being used for payments

**Requested features**

- Ability to cancel or go back in the payment process
- Detailed payment status updates
- Clear explanation of payment flow and fees
- Customer service phone number


### Split

[App page](https://appshunter.io/ios/app/split-scan-and-split-bills/id6767711955)

**Features:** macOS Compatibility, Family Sharing, Vision Pro support

**In-app purchases (1)**

| Purchase | Price | Billing |
| --- | --- | --- |
| Split Pro | $3.99 | per month |


## Frequently asked questions

### Is Papaya free?

Papaya is free to download, with no in-app purchases.

### Is Split free?

Split is free to download, with in-app purchases available.

### Do Papaya or Split have ads?

Neither Papaya nor Split shows ads.

### Which is updated more often, Papaya or Split?

Papaya ships an update every 3 weeks, and Split every 10 days. Most recently, Papaya was updated on November 8, 2026 and Split on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*