# Fidelity Online Banking vs Access More

The clearest difference is rating: Access More at 4.7 against Fidelity Online Banking's 3.7. Access More also leads on review sentiment (66% vs 28%) and ratings volume (119K vs 2K). Fidelity Online Banking's advantage is iOS requirement (13.0 vs 15.5). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Access More holds the better App Store score, 4.7 against 3.7. That said, the two scores are not equally well evidenced: Access More has 119K ratings behind it against 2K, so its average is the more settled of the two. Written reviews point the same way: 28% of Fidelity Online Banking's written reviews are positive against 66% of Access More's.

Fidelity Online Banking ships an update every 3 weeks, Access More monthly. The most recent releases landed on October 24, 2026 and October 25, 2026 respectively.

## The numbers

| Metric | Fidelity Online Banking | Access More |
| --- | --- | --- |
| Price | Free | Free |
| Rating | [3.7 (2K ratings)](https://appshunter.io/ios/app/fidelity-online-banking/id1051038075/reviews) | **[4.7 (119K ratings)](https://appshunter.io/ios/app/access-more/id1501024389/reviews)** |
| Number of ratings | 2K | **119K** |
| Positive reviews | 28.3% of reviews | **65.8% of reviews** |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | **Every 3 weeks** | Monthly |
| Monetization | Free | Free |
| Size | 88 MB | 232 MB |
| Requires iOS | **13.0** | 15.5 |
| Devices | **iPhone, iPad, iPod** | iPhone, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Fidelity Bank Plc](https://appshunter.io/developer/945935916) | [Access Bank Plc](https://appshunter.io/developer/730325314) |

## What reviewers say

### Fidelity Online Banking

[App page](https://appshunter.io/ios/app/fidelity-online-banking/id1051038075)

Manage your finances securely and easily from your mobile device. Perform transactions, transfer funds, pay bills, and access account statements anytime, anywhere. Enjoy convenient banking with features like biometric login and in-app messaging.

**Highlights:** Secure transaction management, Inter-bank fund transfers, Biometric/Fingerprint login, View all account types, Bill payments, Flight booking and payment, Generate account statements

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Innovative features
- 🌟 Overall great app

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Unreliable network connectivity
- 🕰️ Slow performance and response times
- 🤯 Frustrating user experience
- 💸 Deducts money without proper transactions

**Reported bugs**

- Unable to select source account for transfers
- OTP not received for registration and login
- App freezes after login
- Incorrect transaction receipts generated
- Loyalty points not updating properly

**Requested features**

- Dark mode option
- Facial recognition login
- Improved transaction history and statements
- Seamless integration with other payment platforms
- Enhanced customer support and communication


### Access More

[App page](https://appshunter.io/ios/app/access-more/id1501024389)

This innovative mobile payment app goes beyond traditional banking, offering seamless financial transactions, payment solutions, and lifestyle experiences. It provides personalized services, ease of use, and a wide range of features from quick account opening to investment services and bill payments.

**Highlights:** Quick account opening, Personalized dashboards and themes, Investment services, Loan and visa applications, Bill payments and transfers, Card and cheque services, Airtime top-up

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 👍 Excellent banking experience
- 🔒 Secure transactions
- 💡 Convenient mobile banking

**What reviewers complain about**

- 🐛 Frequent app crashes
- 🔍 Unreliable help features
- 💰 High banking charges
- 🕰️ Slow transaction processing

**Reported bugs**

- Disappearing beneficiary list
- Inability to upgrade transaction limits
- Inconsistent app performance across devices
- Login and OTP issues

**Requested features**

- Ability to save beneficiaries
- Calendar view for transaction history
- Facial recognition login option
- Improved notification management


## Frequently asked questions

### Is Fidelity Online Banking free?

Fidelity Online Banking is free to download, with no in-app purchases.

### Is Access More free?

Access More is free to download, with no in-app purchases.

### Which has better reviews, Fidelity Online Banking or Access More?

Access More is rated higher. Fidelity Online Banking averages 3.7 out of 5 from 2K ratings, while Access More averages 4.7 from 119K ratings.

### Do Fidelity Online Banking or Access More have ads?

Neither Fidelity Online Banking nor Access More shows ads.

### Which is updated more often, Fidelity Online Banking or Access More?

Fidelity Online Banking ships an update every 3 weeks, and Access More monthly. Most recently, Fidelity Online Banking was updated on October 24, 2026 and Access More on October 25, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*