# Fidelity Online Banking vs EndowPay

The clearest difference is rating: Fidelity Online Banking at 3.7 against EndowPay's 3.0. Fidelity Online Banking also leads on ratings volume (2K vs 2) and iOS requirement (13.0 vs 15.6). On price, update cadence, ads and in-app purchases there is nothing between them.

Both are free to download. Neither carries in-app purchases, so what you see is what you pay.

Fidelity Online Banking holds the better App Store score, 3.7 against 3.0. That said, the two scores are not equally well evidenced: Fidelity Online Banking has 2K ratings behind it against 2, so its average is the more settled of the two.

Fidelity Online Banking ships an update every 2 weeks, EndowPay every 11 days. The most recent releases landed on November 6, 2026 and November 5, 2026 respectively.

## The numbers

| Metric | Fidelity Online Banking | EndowPay |
| --- | --- | --- |
| Price | Free | Free |
| Rating | **[3.7 (2K ratings)](https://appshunter.io/ios/app/fidelity-online-banking/id1051038075/reviews)** | [3.0 (2 ratings)](https://appshunter.io/ios/app/endowpay/id6753772231/reviews) |
| Number of ratings | **2K** | 2 |
| Positive reviews | 28.2% of reviews | — |
| In-app purchases | No | No |
| Ads | No | No |
| Update frequency | Every 2 weeks | **Every 11 days** |
| Monetization | Free | Free |
| Size | 91 MB | 57 MB |
| Requires iOS | **13.0** | 15.6 |
| Devices | iPhone, iPad, iPod | iPhone, iPad, iPod |
| Age rating | 4+ | 4+ |
| Developer | [Fidelity Bank Plc](https://appshunter.io/developer/945935916) | [EndowPay](https://appshunter.io/developer/1844938467) |

## What reviewers say

### Fidelity Online Banking

[App page](https://appshunter.io/ios/app/fidelity-online-banking/id1051038075)

Manage your accounts, cards, and transactions securely and easily from your mobile device. Perform transfers, pay bills, top up mobile phones, and access account statements. Offers biometric login and branch/ATM locator.

**Highlights:** Secure transaction management, Inter-bank transfers, Biometric/Fingerprint login, Account statement generation, Bill payments, Flight booking and payment, ATM and branch locator

**Features:** macOS Compatibility, Vision Pro support

**In-app purchases:** none

**What reviewers like**

- 🚀 Fast and reliable
- 🔒 Secure banking
- 👍 User-friendly interface
- 💡 Innovative features
- 🌟 Overall great app

**What reviewers complain about**

- 🐛 Frequent crashes and bugs
- ⚠️ Unreliable network connectivity
- 🕰️ Slow performance and response times
- 🤯 Frustrating user experience
- 💸 Deducts money without proper transactions

**Reported bugs**

- Unable to select source account for transfers
- OTP not received for registration and login
- App freezes after login
- Incorrect transaction receipts generated
- Loyalty points not updating properly

**Requested features**

- Dark mode option
- Facial recognition login
- Improved transaction history and statements
- Seamless integration with other payment platforms
- Enhanced customer support and communication


### EndowPay

[App page](https://appshunter.io/ios/app/endowpay/id6753772231)

This app simplifies daily financial transactions, allowing users to manage payments, bills, and gift cards from a single platform. It offers instant mobile top-ups, bill payments, and secure gift card management for convenience.

**Highlights:** Instant airtime and mobile data top-ups, Hassle-free electricity and cable TV bill payments, Secure betting account funding, Easy gift card sending and redemption, Single app for transport payments

**In-app purchases:** none


## Frequently asked questions

### Is Fidelity Online Banking free?

Fidelity Online Banking is free to download, with no in-app purchases.

### Is EndowPay free?

EndowPay is free to download, with no in-app purchases.

### Which has better reviews, Fidelity Online Banking or EndowPay?

Fidelity Online Banking is rated higher. Fidelity Online Banking averages 3.7 out of 5 from 2K ratings, while EndowPay averages 3.0 from 2 ratings.

### Do Fidelity Online Banking or EndowPay have ads?

Neither Fidelity Online Banking nor EndowPay shows ads.

### Which is updated more often, Fidelity Online Banking or EndowPay?

Fidelity Online Banking ships an update every 2 weeks, and EndowPay every 11 days. Most recently, Fidelity Online Banking was updated on November 6, 2026 and EndowPay on November 5, 2026.

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*Compared by [AppsHunter](https://appshunter.io/) from daily US App Store data. Review summaries are generated from verbatim App Store reviews.*